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Why are we no longer using cash?
07/11/2019 -More and more Swedes no longer use cash. In 2010, 39 per cent of the respondents in the Riksbank’s survey on payment habits in Sweden said that they paid for their most recent purchase in cash. In 2018, this figure had fallen to 13 per cent. At...
Do we have the right to pay in cash?
07/11/2019 -Under the Sveriges Riksbank Act, cash is legal tender in Sweden, which means that it is to be accepted as payment everywhere. But the rule can be waived by agreement by shops, restaurants, etc., via what is known as freedom of contract. In other...
Do we have the right to demand cash services at banks?
07/11/2019 -Freedom of contract also applies in principle to banks in relation to their customers. Here, too, the agreement can be written or verbal. It is therefore not necessarily a question of an actual written contract; it is sufficient for the bank to...
Seven out of ten Swedes use Swish
07/11/2019 -The Swish payment app was launched at the end of 2012. It enables people to make instant, real-time payments from their payment account to other payment accounts. Since 2012, the number of payments made via the app has increased sharply. In...
Large payments take place via transfers
07/11/2019 -The picture is different if we instead look at the value of payments. In Sweden, total payments at an estimated value of almost four times the country’s GDP were made in 2018. Credit transfers make up almost all this value. It is mainly a...
First-generation cryptocurrencies do not work well as money
07/11/2019 -Cryptocurrencies have received a considerable amount of attention in recent years. The most well-known example is Bitcoin. Bitcoin advocates say that it can work as money and is particularly attractive for those who wish to make international...
Auction results 2021-08-03
03/08/2021 -Auction results of Riksbank certificate sale Auction Auction results Auction date 2021-08-03 Start date 2021-08-04 Maturity date 2021-08-11 Interest rate, % 0.00 Offered volume, SEK bn 506.0 Total bid amount, SEK bn 2225.7 Accepted...
Auction results 2021-08-17
17/08/2021 -Auction results of Riksbank certificate sale Auction Auction results Auction date 2021-08-17 Start date 2021-08-18 Maturity date 2021-08-25 Interest rate, % 0.00 Offered volume, SEK bn 507 Total bid amount, SEK bn 2391.4 Accepted...
Auction results 2021-08-24
24/08/2021 -Auction results of Riksbank certificate sale Auction Auction results Auction date 2021-08-24 Start date 2021-08-25 Maturity date 2021-09-01 Interest rate, % 0.00 Offered volume, SEK bn 512 Total bid amount, SEK bn 2352.7 Accepted...
Auction results 2021-08-31
31/08/2021 -Auction results of Riksbank certificate sale Auction Auction results Auction date 2021-08-31 Start date 2021-09-01 Maturity date 2021-09-08 Interest rate, % 0.00 Offered volume, SEK bn 517.0 Total bid amount, SEK bn 2448.931 Accepted...