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Efforts for smoother international payments
07/11/2019 -A number of banks and innovative companies abroad and in Sweden are taking various initiatives to make international payments easier. One example is the Utility Settlement Coin (USC), which is run by 13 major international banks. USC can be seen...
Payments within the EU are relatively rapid and inexpensive
07/11/2019 -Implementing a payment between two individuals with accounts in different banks requires information and money to be exchanged between the banks. An infrastructure is required for this to take place in a rapid, secure and straightforward manner.
Many central banks investigate central bank digital currencies
07/11/2019 -The technological shift entailed by digitalisation affects all countries, albeit at varying speeds. Central bank digital currency is therefore something that is being investigated by many central banks around the world. This work was initially...
International payments need to be streamlined
07/11/2019 -Payments to the EU are largely as fast and cheap as domestic payments. The same is true of payments within the global card networks such as Visa and Mastercard. Other international payments, on the other hand, are both slower and more expensive.
Access to payment services has deteriorated for some
07/11/2019 -The transformation of the payment market facilitated by the new technology is mostly beneficial. However, for some groups, primarily those who cannot or do not wish to use digital payment services, it can now be difficult to pay in certain...
Digital cash: the e-krona project
07/11/2019 -The Riksbank is investigating whether it would be possible to issue kronor to the general public in electronic form, an “e-krona”. This would allow the general public access to the Riksbank’s money even in a cashless future. Digital cash: the...
More information
23/01/2024 -Comparison between the statistics for Swedish banking sector and Swedish banking groups International banking statistics illustrate the Swedish banking sector's foreign-related activities in various ways. The statistics are divided into two...
New services in the payments market
12/03/2026 -New services in the payments market At the same time as the infrastructure behind the market is being modernised, technology continues to change the way we pay, with both new and established actors launching new types of payment services. New...
Cross-border payments must be made more efficient
15/12/2022 -Cross-border payments must be made more efficient It is difficult to assess the effectiveness of external payments because statistics are often lacking. However, the statistics that are available show that people send large amounts of money...
The e-krona could preserve, strengthen and renew the payments market
15/12/2022 -The e-krona could preserve, strengthen and renew the payments market Today, the public has access to Swedish kronor in two forms – government-issued money in the form of cash and digital money issued by private actors. Of the privately issued...