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Digital payments are more efficient than cash

07/11/2019 -

Payments are efficient if it costs relatively little for society as a whole to implement them. Society’s costs include the payment intermediary's costs, such as costs for technical equipment, insurance, transportation and so on, but also other...

Payments & cash / Payments Report

A digital complement to cash

07/11/2019 -

For 350 years, Swedish society has relied on the Riksbank to provide the country with money in the shape of Swedish krona. However, for some time, Sweden has gained attention as having the greatest and fastest decline in cash worldwide. This...

Payments & cash / Payments Report

Strengthening needed in the future

07/11/2019 -

Households and companies are expected to demand instant payments to an ever greater degree and, eventually, new arrangements dimensioned for larger payment flows will probably be needed. In 2018, Swish was responsible for six per cent of the...

Payments & cash / Payments Report

Auction date 2021-03-09

09/03/2021 -

Conditions for sale of Riksbank certificates Bid date, 2021-03-09 Auction date 2021-03-09 Settlement date 2021-03-10 Maturity Date 2021-03-17 Nominal amount 380 billion SEK Interest rate, % 0.00 % Bid times 09.30-10.00 (CET/CEST) on...

Markets / Market operations

Auction date 2021-02-23

23/02/2021 -

Conditions for sale of Riksbank certificates Bid date, 2021-02-23 Auction date 2021-02-23 Settlement date 2021-02-24 Maturity Date 2021-03-03 Nominal amount 380 billion SEK Interest rate, % 0.00 Bid times 09.30-10.00 (CET/CEST) on the...

Markets / Market operations

Auction date 2021-04-06

06/04/2021 -

Conditions for sale of Riksbank certificates Bid date, 2021-04-06 Auction date 2021-04-06 Settlement date 2021-04-07 Maturity Date 2021-04-14 Nominal amount 380 billion SEK Interest rate, % 0.00 Bid times 09.30-10.00 (CET/CEST) on the...

Markets / Market operations

Auction date 2021-04-13

13/04/2021 -

Conditions for sale of Riksbank certificates Bid date, 2021-04-13 Auction date 2021-04-13 Settlement date 2021-04-14 Maturity Date 2021-04-21 Nominal amount 380 billion SEK Interest rate 0.00 % Bid times 09.30-10.00 (CET/CEST) on the...

Markets / Market operations

Swish enables instantaneous payments

07/11/2019 -

In today's digital society, it is possible to send information in seconds, but it can still take several days for a payment to reach its recipient. The mobile service Swish, which was introduced in 2012, makes it possible to send instant...

Payments & cash / Payments Report

Hanna Armelius

22/12/2025 -

Education Ph. D. Economics. Uppsala University (2004). Publications in refereed journals “The Evolution of the Natural Rate of Interest – Evidence from the Scandinavian Countries” (with Martin Solberger, Erik Spånberg. and Pär Österholm).

About the Riksbank / Tasks and operations

Rickard Sandberg, Stockholm School of Economics and Nikolaos Kourentzes, Lancaster University

10/01/2018 -

A hierarchical approach to forecasting Scandinavian unemployment.

About the Riksbank / Tasks and operations