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Auction date 2021-11-02

02/11/2021 -

Conditions for sale of Riksbank certificates Bid date, 2021-11-02 Auction date 2021-11-02 Settlement date 2021-11-03 Maturity Date 2021-11-10 Nominal amount 555 billion SEK Interest rate, % 0.00 Bid times 09.30-10.00 (CET/CEST) on the...

Markets / Market operations

Initiatives to help vulnerable groups

29/10/2020 -

The county administrative boards’ task is to ensure that possibilities for using basic payment services meet social needs, and they have a special responsibility for investigating how the situation is for older people and people with...

Payments & cash / Payments Report

Few disruptions in important systems

29/10/2020 -

The Riksbank’s central settlement system for large-scale payments, RIX, and the clearing house, Bankgirot, are central hubs in the Swedish payment system. Disruptions and interruptions in either of these systems therefore affect the entire...

Payments & cash / Payments Report

More counterfeit banknotes

29/10/2020 -

Even if the money and institutions that manage our payments are secure, there may be other risks linked to our payments and means of payment. For example, there is always a risk that cash will be stolen or counterfeited. But from an...

Payments & cash / Payments Report

The risk of card fraud in shops in Sweden is low

29/10/2020 -

Paying by card is safe in Sweden, but card fraud can occur when a debit card or credit card is read during payment, or when withdrawing cash from an ATM. In a European comparison made by the ECB, Sweden was just above the European average...

Payments & cash / Payments Report

Swish fraud occurs

29/10/2020 -

As Swish has become increasingly established as a payment service, it has also become increasingly common for Swish to be used in fraudulent advertising and phone fraud. The police also report that Swish has been used in money laundering with...

Payments & cash / Payments Report

Auction date 2021-12-07

07/12/2021 -

Conditions for sale of Riksbank certificates Bid date, 2021-12-07 Auction date 2021-12-07 Settlement date 2021-12-08 Maturity Date 2021-12-15 Nominal amount 557 billion SEK Interest rate, % 0.00 Bid times 09.30-10.00 (CET/CEST) on the...

Markets / Market operations

All payments presuppose an underlying infrastructure

29/10/2020 -

For cash to be used in society, an underlying infrastructure is required in the form of ATMs, service boxes for daily takings, transport vans and secure premises for the storage of cash, for example. When paper-based credit transfers are used,...

Payments & cash / Payments Report

Paying by mobile or card is cheaper than using cash

29/10/2020 -

Some costs are fixed and do not depend on how many payments have been carried out, such as rent for premises and purchases of hardware. Other costs are variable and depend on the number of payments, such as petrol for the vans that transport...

Payments & cash / Payments Report

Important to maintain non-digital means of payment

29/10/2020 -

Cash services are being automated to an increasing degree. Manual cash services, in which cash can be withdrawn and deposited over the counter, are becoming increasingly rare at banks. Automated cash services work well for most consumers but for...

Payments & cash / Payments Report