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The use of cash is declining
29/10/2020 -In 2010, 39 per cent of respondents in the Riksbank’s survey of the payment behaviour of the Swedish population said that they paid for their most recent purchase in cash. By 2020, this figure had fallen to 9 per cent. At the same time, 50 per...
The payments market is generally safe but fraud and money laundering are problems
12/03/2026 -The payments market is generally safe but fraud and money laundering are problems Swedish payments are generally safe. They reach the recipient and there is a high level of protection for individuals' sensitive authentication and payment data.
Fraud remains a major problem
10/03/2025 -Fraud remains a major problem Public trust in the payments market is central to its functioning. The major problems with payment fraud in recent years risk undermining this confidence. With effect from last year, Finansinspektionen (the Swedish...
There are too few ways to make instant payments in Sweden
10/03/2025 -There are too few ways to make instant payments in Sweden Instant payments are account to account transfers that can be made around the clock and reach the payee’s account within seconds. In Sweden, these payments are not as common as in other...
Faster and cheaper payments between countries
10/03/2025 -Faster and cheaper payments between countries Efficient cross-border payments contribute to the credibility of the payments system and promote economic stability and growth. In a time of high migration, it is also important for people to be able...
Self-service can be effective but requires consumers to be able to pay digitally
10/03/2025 -Self-service can be effective but requires consumers to be able to pay digitally Today, many shops offer self-service via self-scanning, self-checkout or their own apps. Most often, self-service is a complement to manned checkouts. According to...
Instant payments increase efficiency
10/03/2025 -Instant payments increase efficiency Instant payments have become an increasingly important part of the payments market as the digital economy develops and consumer expectations for fast and convenient financial services grow. With instant...
Many firms have difficulty estimating the cost of receiving payments
10/03/2025 -Many firms have difficulty estimating the cost of receiving payments Understanding the cost of payments is important for firms so that they can use their resources efficiently, boost profitability and increase competitiveness, which ultimately...
Digital payment payments in Sweden are efficient
10/03/2025 -Digital payment payments in Sweden are efficient Payments in Sweden are generally efficient, well developed and work well for most people. More payment methods have started to be accepted in commerce, which favours competition. However, some...
Are payments in Sweden safe?
10/03/2025 -Are payments in Sweden safe? Payments in Sweden are generally safe. The critical infrastructure for digital payments has experienced few disruptions in 2024. At the same time, individual actors have been exposed to cyber attacks and disruptions,...