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Introduce a cash obligation and a threshold for cash payments
10/03/2025 -Introduce a cash obligation and a threshold for cash payments Cash is needed to enable everyone to pay and to provide an additional means of payment in the event of crisis or war. The Riksbank therefore considers that there should be a general...
Foreign payments have become more efficient but much work remains to be done
10/03/2025 -Foreign payments have become more efficient but much work remains to be done Foreign payments are often more expensive, slower and more cumbersome than domestic payments. In November 2020, the G20 countries agreed on a five-year cooperation to...
More and more people paying in store by card in their mobile phone
14/03/2024 -More and more people paying in store by card in their mobile phone More and more people are choosing not to use a physical card in favour of services that integrate the card into a mobile phone, such as Apple Pay and Samsung Pay. In the...
Bills are mostly paid digitally
14/03/2024 -Bills are mostly paid digitally The vast majority of people have been paying their bills digitally for several years. In the Riksbank’s latest survey on payment habits, less than 5 per cent reported that they had used non-digital services such...
More people have a negative attitude to the decline in cash use
14/03/2024 -More people have a negative attitude to the decline in cash use Although few people pay in cash, an increasing number of people have a negative attitude to the decline in cash use – 44 per cent in 2023 compared to 36 per cent in 2022. The...
The Riksbank's work on a central bank digital currency
10/03/2025 -The Riksbank's work on a central bank digital currency The public currently has access to Swedish kronor either as cash, issued by the state, or as digital money, issued by private actors. As the use of cash declines, there is a risk that in the...
Climate impact of a potential e-krona
10/03/2025 -Climate impact of a potential e-krona A study by the Riksbank and the Royal Institute of Technology has analysed the potential climate impact of a central bank digital currency (CBDC), such as the Swedish e-krona. The study focuses on the...
The future of the digital euro affects work on the e-krona
10/03/2025 -The future of the digital euro affects work on the e-krona The Riksbank still needs to be ready for the possible introduction of an e-krona in the future. In 2024, analyses of the climate impact and offline solutions for an e-krona were...
Payment habits in Sweden
14/03/2024 -Payment habits in Sweden Whether shopping in stores, online or paying bills, most people want to pay digitally. Physical cards have long been the most common method of payment in Sweden, but in recent years more and more people have started...