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Strengthening the conditions for competition in the payments market by increasing price transparency
10/03/2025 -Strengthening the conditions for competition in the payments market by increasing price transparency To further strengthen the functioning of the payments market, the Riksbank considers that the pricing of payment services needs to become more...
Broadening the influence over the future payments infrastructure
10/03/2025 -Broadening the influence over the future payments infrastructure A future Swedish payments infrastructure is important for the whole of society and affects consumers, companies and the public sector. The major banks have long been responsible...
The Riksbank's work on a central bank digital currency
10/03/2025 -The Riksbank's work on a central bank digital currency The public currently has access to Swedish kronor either as cash, issued by the state, or as digital money, issued by private actors. As the use of cash declines, there is a risk that in the...
Developments in the payments market require modernisation of the infrastructure
10/03/2025 -Developments in the payments market require modernisation of the infrastructure The Riksbank has long emphasised the need for a new, efficient and safe payments infrastructure in Sweden in the form of systems for clearing and settling payments.
Modernisation of the clearing infrastructure is urgent
10/03/2025 -Modernisation of the clearing infrastructure is urgent Bankgirot and the banks have extensive and urgent work ahead of them to modernise and streamline the Swedish infrastructure and services for batch payments. This includes implementing...
Climate impact of a potential e-krona
10/03/2025 -Climate impact of a potential e-krona A study by the Riksbank and the Royal Institute of Technology has analysed the potential climate impact of a central bank digital currency (CBDC), such as the Swedish e-krona. The study focuses on the...
The future of the digital euro affects work on the e-krona
10/03/2025 -The future of the digital euro affects work on the e-krona The Riksbank still needs to be ready for the possible introduction of an e-krona in the future. In 2024, analyses of the climate impact and offline solutions for an e-krona were...
More measures needed for a sustainable cash chain
10/03/2025 -More measures needed for a sustainable cash chain At the end of 2024, an inquiry at the Ministry of Finance submitted proposalsfor measures to secure the possibility of paying by cash and access to cash services (the inquiry is described in more...
Introduce a cash obligation and a threshold for cash payments
10/03/2025 -Introduce a cash obligation and a threshold for cash payments Cash is needed to enable everyone to pay and to provide an additional means of payment in the event of crisis or war. The Riksbank therefore considers that there should be a general...
Foreign payments have become more efficient but much work remains to be done
10/03/2025 -Foreign payments have become more efficient but much work remains to be done Foreign payments are often more expensive, slower and more cumbersome than domestic payments. In November 2020, the G20 countries agreed on a five-year cooperation to...