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More and more people paying in store by card in their mobile phone
14/03/2024 -More and more people paying in store by card in their mobile phone More and more people are choosing not to use a physical card in favour of services that integrate the card into a mobile phone, such as Apple Pay and Samsung Pay. In the...
Bills are mostly paid digitally
14/03/2024 -Bills are mostly paid digitally The vast majority of people have been paying their bills digitally for several years. In the Riksbank’s latest survey on payment habits, less than 5 per cent reported that they had used non-digital services such...
More people have a negative attitude to the decline in cash use
14/03/2024 -More people have a negative attitude to the decline in cash use Although few people pay in cash, an increasing number of people have a negative attitude to the decline in cash use – 44 per cent in 2023 compared to 36 per cent in 2022. The...
The Riksbank's work on a central bank digital currency
10/03/2025 -The Riksbank's work on a central bank digital currency The public currently has access to Swedish kronor either as cash, issued by the state, or as digital money, issued by private actors. As the use of cash declines, there is a risk that in the...
Climate impact of a potential e-krona
10/03/2025 -Climate impact of a potential e-krona A study by the Riksbank and the Royal Institute of Technology has analysed the potential climate impact of a central bank digital currency (CBDC), such as the Swedish e-krona. The study focuses on the...
The future of the digital euro affects work on the e-krona
10/03/2025 -The future of the digital euro affects work on the e-krona The Riksbank still needs to be ready for the possible introduction of an e-krona in the future. In 2024, analyses of the climate impact and offline solutions for an e-krona were...
Payment habits in Sweden
14/03/2024 -Payment habits in Sweden Whether shopping in stores, online or paying bills, most people want to pay digitally. Physical cards have long been the most common method of payment in Sweden, but in recent years more and more people have started...
Poorer access to cash at bank offices
03/11/2021 -In Sweden, the county administrative boards have the task of ensuring that the possibility to use basic payment services corresponds to the needs of society. Their assessment is that access to basic payment services for private persons is in...
Cross-border payments need to be faster and cheaper
03/11/2021 -Speed and ease of use are important for payments to be efficient. Apart from instant payments like Swish, payments between Sweden and the euro area generally function as smoothly as payments within Sweden. Payments to other countries, however,...
The Riksbank intends to use the Eurosystem’s payment platform
03/11/2021 -RIX-INST will be launched in May 2022, and the Riksbank has signed an agreement on using the Eurosystem’s platform for instant payments, known as TIPS (Target Instant Payment Settlement), for the system. Using TIPS as a platform supports the...