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Everyone shall be able to pay
10/03/2025 -Everyone shall be able to pay Too many people are excluded from the digital payments market. For everyone to be able to pay, banks need to ensure that more people have access to a payment account. In addition, payment services need to be...
Access to payment accounts needs to increase
10/03/2025 -Access to payment accounts needs to increase In last year's Payments Report, the Riksbank drew attention to the fact that some consumers and companies are denied access to a payment account, or have their account cancelled. Finansinspektionen...
Payment options for different consumer needs
10/03/2025 -Payment options for different consumer needs For everyone in society to be able to pay, different payment options need to be available. This is in line with the financial market policy objectives adopted by the Riksdag, which require financial...
The RIX payments system needs to be able to handle future challenges
10/03/2025 -The RIX payments system needs to be able to handle future challenges The Riksbank needs to continue to develop and modernise the RIX payments system to meet future needs. This strengthens both the safety and efficiency of the system. The...
The Riksbank is modernising its systems
10/03/2025 -The Riksbank is modernising its systems Apart from card payments, almost all digital payments between banks go through accounts they hold in the Riksbank's RIX settlement system. The RIX system consists of two services: RIX-RTGS for large-value...
Important to follow the development of a digital euro
10/03/2025 -Important to follow the development of a digital euro The Payments Inquiry’s assessment in 2023 was that there was insufficient social need for the Riksbank to issue an e-krona. At the same time, the inquiry considered that the Riksbank should...
E-krona project phase 4 - Offline payments
10/03/2025 -E-krona project phase 4 - Offline payments One of the basic premises of the e-krona pilot has been that the e-krona shall serve as a further payment option to contribute robustness and increased preparedness. In line with this, in the fourth...
Annex: Numerical data
10/03/2025 -Annex: Numerical data Payments report 2025 (Excel)...
Trends in the payments market
14/03/2024 -Trends in the payments market In Sweden, more and more people are choosing to pay by mobile phone. Services that integrate the payment card into a mobile phone are increasingly being used instead of physical cards and almost everyone in Sweden...
Swish on the rise in e-commerce
14/03/2024 -Swish on the rise in e-commerce E-commerce has grown significantly in recent years and received an extra boost during the pandemic. The Riksbank’s latest survey shows that 75 per cent have shopped online in the past month. This is an increase of...