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Cash management offices

06/03/2026 -

The Riksbank is tasked with supplying the country with banknotes and coins, including during peacetime crisis situations and in states of heightened alert. According to the Sveriges Riksbank Act, the Riksbank shall provide at least five cash...

Payments & cash / The Riksbank’s responsibility for payments

Infrastructure Council for Payments and Securities

14/11/2025 -

The Infrastructure Council has the task of promoting the function, efficiency, security and integration of infrastructure for payments and securities in a market characterised by competition on equal terms. The Infrastructure Council shall...

Payments & cash / The Riksbank’s responsibility for payments

Recommendations to the general public regarding payments

04/03/2026 -

The Riksbank recommends that the general public has access to several different payment methods so that they can continue to pay if one method does not work. As far as possible, households should have cards from different card networks, access to...

Payments & cash / Payment preparedness

Offline payments

04/03/2026 -

The Riksbank and representatives from the payment market have reached an agreement to increase the possibility to make offline card payments for essential goods in physical trade. The agreement is an important step in the work to strengthen...

Payments & cash / Payment preparedness

Regulations and planning conditions

04/03/2026 -

Through regulations, the Riksbank identifies companies that are assessed to be of particular importance for the execution of payments and requires that the companies plan and prepare to be able to maintain their payment operations during...

Payments & cash / Payment preparedness

What is money?

22/05/2025 -

Money is what the citizens in society agree it should be. Throughout history, we have used everything from shells to large stones to precious metals as money to simplify trade and consumption.

Payments & cash

What are stablecoins?

19/01/2026 -

Stablecoins are crypto assets issued by private actors in the form of so-called tokens. These can be likened to digital coins that can be programmed to have various specific properties. Unlike other crypto assets, stablecoins are intended to have...

Payments & cash / What is money?

The flow of cash

19/12/2025 -

This page describes the flow of cash in society from the moment it is produced, is in circulation and until it is destroyed. The Riksbank does not decide on how much cash is used in society, instead this is determined by demand from the public.

Payments & cash / How payments work

Notes

03/12/2025 -

Here you can see and read about which Swedish notes are valid as a means of payment, how to check that a note is genuine and how to redeem invalid, damaged or discoloured ones.

Payments & cash / Notes & coins

Valid banknotes

13/10/2022 -

Here you can see which Swedish banknotes are legal tender and read about their sequrity details and motifs.

Payments & cash / Notes & coins