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Our Nordic neighbours offer more instant payment options
14/03/2024 -Our Nordic neighbours offer more instant payment options Instant payments are a type of payment that can be made around the clock and reaches the payee’s account within a few seconds. For other digital payments, such as card purchases, money is...
Supply of cash services is decreasing
14/03/2024 -Supply of cash services is decreasing Private persons, companies and associations need to be able to withdraw and deposit cash into their accounts and sometimes get help to pay bills in cash. Since 2016, the supply of such services has decreased,...
Digital payment methods increasing internationally
14/03/2024 -Digital payment methods increasing internationally In many countries, the use of debit and credit cards has increased during the pandemic. Contactless technology has helped to make card payments both faster and more convenient. In some...
Swish on the rise in e-commerce
14/03/2024 -Swish on the rise in e-commerce E-commerce has grown significantly in recent years and received an extra boost during the pandemic. The Riksbank’s latest survey shows that 75 per cent have shopped online in the past month. This is an increase of...
E-krona project phase 4 - Offline payments
10/03/2025 -E-krona project phase 4 - Offline payments One of the basic premises of the e-krona pilot has been that the e-krona shall serve as a further payment option to contribute robustness and increased preparedness. In line with this, in the fourth...
Few people pay by cash in stores
14/03/2024 -Few people pay by cash in stores The use of cash has been declining rapidly in Sweden for several years, as you can see in Figure 5. However, the Riksbank’s latest survey on payment habits shows a slight increase in the use of cash – 10 per cent...
Trends in the payments market
14/03/2024 -Trends in the payments market In Sweden, more and more people are choosing to pay by mobile phone. Services that integrate the payment card into a mobile phone are increasingly being used instead of physical cards and almost everyone in Sweden...
The digitalisation of payments is a global trend
14/03/2024 -The digitalisation of payments is a global trend In Sweden, the payments market was digitalised early and it is clear that the trend is now global. One reason for this is that Swedish banks were early adopters of Swish, which allows money to be...
Cash is rarely used and the supply of cash services is decreasing
14/03/2024 -Cash is rarely used and the supply of cash services is decreasing The use of cash has been decreasing for many years. At the same time, more and more people recognise the importance of cash for society, especially in a crisis situation when...
Annex: Numerical data
10/03/2025 -Annex: Numerical data Payments report 2025 (Excel)...