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Some groups can find it difficult to pay without cash
29/10/2020 -The less frequent use of cash is due to consumers and companies preferring to use digital payments. However, some groups in society find it difficult to cope without cash. For example, over half of people over 65 state that they are negative...
Without cash, vulnerability to interruptions in the electricity network and Internet increases
29/10/2020 -As long as most people have cash in their wallets, there is a good back-up alternative in the event of technical problems with electricity or the Internet, for example. When fewer people have cash available, problems like this can have more...
Other problems can also arise
29/10/2020 -When fewer people use cash, other problems also arise. For example, the number of counterfeit banknotes has increased. These are often of low quality but, when fewer people are using cash, fewer people also have knowledge of what a genuine...
Why are people in Sweden no longer using cash?
29/10/2020 -Apart from Sweden, it is only in Norway that the amount of cash in circulation has fallen over the last ten years. For Sweden, this may be due to measures making cash less attractive being introduced at about the same time as Swish was emerging as...
Cash is disappearing faster in Sweden than in other countries
29/10/2020 -Change in the nominal cash volume_ny More and more people in Sweden are abandoning cash (see Cash is losing ground) and the volume of cash in circulation has fallen heavily over the last ten years. Compared with other countries, developments in...
Measures against tax evasion and the banknote and coin changeover may have contributed
29/10/2020 -Part of the explanation for the deviation in Sweden may be a combination of measures and events, including measures against tax evasion, the banknote and coin changeover and the introduction of Swish. Cash leaves no traces and can therefore be...
2. Swedish payments are secure and efficient
29/10/2020 -Overall, payments in Sweden are secure, but the number of counterfeit banknotes has increased in 2020. Digitalisation has led to payments becoming more convenient and less costly, but this development is problematic for some groups in society.
Are payments in Sweden secure?
29/10/2020 -https://www.riksbank.se/en-gb/payments--cash/payments-in-sweden/payments-report-2021/2.-safety-and-efficiency/are-payments-in-sweden-safe/ Payments in Sweden are secure and there have been few interruptions in the major payment systems in 2020.
Money and the institutions handling payments must be secure
29/10/2020 -Several things are needed for payments to be secure. Firstly, money must maintain its value over time. Secondly, the institutions that handle our money and payments must be secure. Thirdly, the financial infrastructure, which is to say the...
Increased vulnerability when many are using the same network
29/10/2020 -When many people abandon cash for cards and mobile payments, vulnerability to interruptions in the systems may increase, particularly if these use the same underlying networks. For example, if there is an interruption in one of the major card...