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Instant payments are efficient but the supply is limited and they come with risks that need to be managed
12/03/2026 -Instant payments are efficient but the supply is limited and they come with risks that need to be managed Instant payments mean that the money arrives in the payee's account within seconds. These types of payment are efficient and have many...
Important to be able to pay with simple payment methods at reasonable prices
12/03/2026 -Important to be able to pay with simple payment methods at reasonable prices The digitalisation of the payments market has helped make payments faster and more convenient for most people. But for others, developments have made it more difficult...
Payment service providers should offer more services for instant payments
12/03/2026 -Payment service providers should offer more services for instant payments Faktaruta - The Riksbank’s recommendation The Riksbank has previously pointed out that banks and other payment service providers should offer their customers more types of...
A limit of SEK 10,000 should be introduced for cash purchases in the retail sector
12/03/2026 -A limit of SEK 10,000 should be introduced for cash purchases in the retail sector Faktaruta - The Riksbank’s recommendation In the Payments Report 2025, the Riksbank recommended that a maximum amount limit for cash purchases should be introduced...
The Riksbank’s policy recommendations
12/03/2026 -The Riksbank’s policy recommendations The Riksbank takes a socio-economic perspective, provides solutions and acts where it is difficult to attain safety, efficiency and accessibility without central government involvement. Part of the...
How safe, efficient and accessible are payments?
12/03/2026 -How safe, efficient and accessible are payments? Payments in Sweden are generally safe, efficient and accessible. Digitalisation has made them more convenient and secure, but at the same time more vulnerable to disruptions and interruptions in...
Security features
24/02/2026 -Swedish banknotes are sometimes counterfeited, even if this is very unusual. Swedish banknotes have advanced security features, so that they are difficult to counterfeit and it is easy to check whether they are genuine.
Design of the banknotes
24/02/2026 -The General Council of the Riksbank decides what our banknotes and coins should look like. The signatures on the banknotes are those of the Chairman of the Riksbank's General Council and the Governor of the Riksbank.
Redeeming invalid banknotes
04/05/2026 -The Riksbank has the possibility to redeem all invalid Swedish banknotes, regardless of their age. The fee for redemption is SEK 200 per application.
2-krona coin
13/10/2022 -Valid for payments. 2-krona coin Facts 2-krona coin Colour: Copper. Metal content: Copper-plated steel, which is to sat a core of steel with a thin outer layer of copper. Weight: 4.80 grammes. Diameter: 22.50 millimetres. Thickness: 1.79...