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Central bank reserves play an important role in the payment system
12/03/2026 -Central bank reserves play an important role in the payment system The ability of private companies such as banks and e-money institutions to issue money helps create competition, innovation and a wide range of services in the financial system.
Money in bank accounts is the most common form of money
13/03/2026 -Money in bank accounts is the most common form of money Most payments today are made with private money held in bank accounts. This money is a claim on the bank. For example, receiving a salary, paying a bill or paying by card or Swish records...
Card payments most common but mobile phone payments on the rise
10/03/2025 -Card payments most common but mobile phone payments on the rise The vast majority of payments in Sweden, measured in terms of the number of transactions, have been made by card for many years. In the survey Payment habits of Swedish people,...
Trends on the payments market
10/03/2025 -Trends on the payments market The global payments market has been transformed by, among other things, technological innovation and changing consumer behaviour. The use of cash is continuing to decline both in Sweden and abroad, and more and more...
Small businesses' views on payments
10/03/2025 -Small businesses' views on payments According to the Riksbank’s survey, card payments are the most commonly accepted payment method among small businesses. The companies included in the survey have a large share of their sales to private...
Many small retail businesses have stopped accepting cash
10/03/2025 -Many small retail businesses have stopped accepting cash Around two thirds of the companies in the Riksbank's survey accept cash. However, there are major differences between sectors. Many of the companies that stopped accepting cash have done...
More measures are needed to ensure everyone can pay
14/03/2024 -More measures are needed to ensure everyone can pay The Riksbank’s assessment is that there are problems with inclusion in the payments market in Sweden. Too many people do not have sufficient access to payment services, which you can read more...
The e-krona as part of a long-term solution to the challenges of digitalisation
14/03/2024 -The e-krona as part of a long-term solution to the challenges of digitalisation The Riksbank assesses that there are problems on the payments market and that many of them have arisen due to digitalisation. For example, digital payments are...
The Riksbank has been given a clear mandate
14/03/2024 -The Riksbank has been given a clear mandate The Sveriges Riksbank Act gives the Riksbank responsibility for ensuring that the public can make payments even in times of crisis and war. This responsibility gives us tasks and mandates that will...