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Small businesses' views on payments
10/03/2025 -Small businesses' views on payments According to the Riksbank’s survey, card payments are the most commonly accepted payment method among small businesses. The companies included in the survey have a large share of their sales to private...
Many small retail businesses have stopped accepting cash
10/03/2025 -Many small retail businesses have stopped accepting cash Around two thirds of the companies in the Riksbank's survey accept cash. However, there are major differences between sectors. Many of the companies that stopped accepting cash have done...
The Riksbank is modernising its systems
10/03/2025 -The Riksbank is modernising its systems Apart from card payments, almost all digital payments between banks go through accounts they hold in the Riksbank's RIX settlement system. The RIX system consists of two services: RIX-RTGS for large-value...
Payment options for different consumer needs
10/03/2025 -Payment options for different consumer needs For everyone in society to be able to pay, different payment options need to be available. This is in line with the financial market policy objectives adopted by the Riksdag, which require financial...
Access to payment accounts needs to increase
10/03/2025 -Access to payment accounts needs to increase In last year's Payments Report, the Riksbank drew attention to the fact that some consumers and companies are denied access to a payment account, or have their account cancelled. Finansinspektionen...
The Riksbank takes the lead in peacetime crises and states of heightened alert
10/03/2025 -The Riksbank takes the lead in peacetime crises and states of heightened alert In the event of more serious disruptions or in states of heightened alert, the Riksbank is responsible for collecting information and compiling a current picture for...
E-krona project phase 4 - Offline payments
10/03/2025 -E-krona project phase 4 - Offline payments One of the basic premises of the e-krona pilot has been that the e-krona shall serve as a further payment option to contribute robustness and increased preparedness. In line with this, in the fourth...
Important to follow the development of a digital euro
10/03/2025 -Important to follow the development of a digital euro The Payments Inquiry’s assessment in 2023 was that there was insufficient social need for the Riksbank to issue an e-krona. At the same time, the inquiry considered that the Riksbank should...
The RIX payments system needs to be able to handle future challenges
10/03/2025 -The RIX payments system needs to be able to handle future challenges The Riksbank needs to continue to develop and modernise the RIX payments system to meet future needs. This strengthens both the safety and efficiency of the system. The...
Everyone shall be able to pay
10/03/2025 -Everyone shall be able to pay Too many people are excluded from the digital payments market. For everyone to be able to pay, banks need to ensure that more people have access to a payment account. In addition, payment services need to be...