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Electronic commerce is becoming increasingly common
29/10/2020 -Purchasing goods and services on the Internet is common. In the Riksbank’s survey of the payment behaviour of the Swedish population in 2020, 66 per cent of respondents state that they have purchased goods and services on the Internet in the last...
Changed Swish habits during the pandemic
29/10/2020 -During the pandemic, older people have started to use Swish more ...but older people still make fewer Swish payments than other age groups Elderly people have started to use Swish more during the pandemic. People over the age of 65 use Swish the...
Payments in Sweden 2020
29/10/2020 -People in Sweden are paying more frequently by card or the app Swish, instead of in cash. This trend has grown stronger during the coronavirus pandemic. To prepare for the future, the Riksbank is investigating the possibility of issuing digital...
1. The payment market is being digitalised
29/10/2020 -Sweden is at the forefront of the digitalisation of the payment market. Among other things, this is because fewer and fewer people in Sweden are using cash while more and more payment solutions are emerging. For example, it is becoming more...
Google Pay, Samsung Pay, Apple Pay and cryptocurrencies such as Bitcoin are also being used now
29/10/2020 -Swish is not the only mobile application used to make payments. 16 per cent of respondents state that they have access to another payment application such as Samsung Pay or Apple Pay. In addition, five per cent of the youngest age group have...
The coronavirus pandemic has affected how people in Sweden and abroad are making payments
29/10/2020 -During the coronavirus pandemic, the Swedish people have chosen to use Swish and contactless card payments more often when paying in shops. Payments have continued to function well during the pandemic. The coronavirus pandemic has affected how...
Increased focus on central bank digital currency
29/10/2020 -During the pandemic, the central banks’ work on developing central bank digital currency has intensified. In Sweden, there has long been a trend towards a cashless society but, in other countries, cash payments did not decrease until the...
Riksbank rates
22/05/2026 -Riksbank rates are interest rates that the Riksbank determines or has previously fixed.
Search cross rates
15/10/2026 -Search cross rates DISCLAIMERS and RESERVATION On this page you can search for "cross rates", i.e. the exchange rate between two foreign currencies calculated using rates against the Swedish krona. Exchange rates are indicative only and are...
Policy rate, deposit and lending rate
24/09/2026 -The policy rate is the interest rate decided upon by the Executive Board of the Riksbank in order to achieve the inflation target. The function and purpose of the policy rate is to steer the overnight rate on the market and to influence other...