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No decision on e-krona yet

15/12/2022 -

No decision on e-krona yet No decision has yet been taken to issue an e-krona. This is an issue that will affect society as a whole and it is ultimately for the Riksdag to decide. In December 2020, the Government launched an inquiry to analyse...

Payments & cash / Payments Report

The Riksbank tests cross-border payments with e-krona

15/12/2022 -

The Riksbank tests cross-border payments with e-krona Together with the central banks of Israel and Norway, and the Bank for International Settlements (BIS), the Riksbank has launched a joint project to investigate how central bank digital...

Payments & cash / Payments Report

Private-public collaboration strengthens the resilience of the payment system

15/12/2022 -

Private-public collaboration strengthens the resilience of the payment system The payment system consists of several agents from both the private and the public sector. Disruptions in one part of the payment system can have consequences that...

Payments & cash / Payments Report

The Riksbank is making preparations for a possible e-krona

15/12/2022 -

The Riksbank is making preparations for a possible e-krona The Riksbank is investigating the possibility of issuing a digital complement to cash, known as the e-krona. This would preserve public access to government-issued money even if cash...

Payments & cash / Payments Report

The Riksbank is working to improve cross-border payments

15/12/2022 -

The Riksbank is working to improve cross-border payments For individuals, payments to some countries are expensive and slow. Changing this requires cooperation between countries around the world. The Riksbank therefore participates actively in...

Payments & cash / Payments Report

New actors offer easy means of payment

03/11/2021 -

In Sweden, several fintech companies have made it easier to shop online. For instance, Klarna offers solutions where one can pay via one's online bank or via an invoice when purchasing online. For those wanting to pay by card, it is often...

Payments & cash / Payments Report

Digitalisation has raised the question of the state’s role on the payment market

03/11/2021 -

Technological advances, new actors and digitalisation of payments have brought to a head the question of the future role of the state in the payment market. One cannot rule out the possibility that cash will become irrelevant in Sweden, if...

Payments & cash / Payments Report

The first central bank digital currency has been launched

03/11/2021 -

The Riksbank was one of the first central banks to take an interest in the possibility of issuing a central bank digital currency. Interest in this issue has grown rapidly in recent years, and now most central banks are investigating the...

Payments & cash / Payments Report

Exercises improve ability to cope with disturbances

15/12/2022 -

Exercises improve ability to cope with disturbances To ensure that payments can be settled even in the event of disruptions or operational breakdowns, the Riksbank conducts regular exercises together with the RIX participants. An example...

Payments & cash / Payments Report

Are payments in Sweden safe?

03/11/2021 -

Payments in Sweden are relatively safe. Card fraud is declining substantially, thanks to new regulations with more stringent requirements for customers to identify themselves in connection with making a purchase. In addition, the number of false...

Payments & cash / Payments Report