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New services in the payments market
12/03/2026 -New services in the payments market At the same time as the infrastructure behind the market is being modernised, technology continues to change the way we pay, with both new and established actors launching new types of payment services. New...
Payment habits in Sweden
12/03/2026 -Payment habits in Sweden Digital payment methods continue to grow in popularity, not least through mobile payments. This indicates a high level of trust in digital and mobile payment solutions, as well as a high level of digital literacy. At the...
Continued challenges for cash
12/03/2026 -Continued challenges for cash Cash remains important for society, both for our preparedness and for everyone to be able to pay. The Government has proposed legislation that would strengthen the position of cash. However, the Riksbank assesses...
Instant payments are efficient but the supply is limited and they come with risks that need to be managed
12/03/2026 -Instant payments are efficient but the supply is limited and they come with risks that need to be managed Instant payments mean that the money arrives in the payee's account within seconds. These types of payment are efficient and have many...
Important to be able to pay with simple payment methods at reasonable prices
12/03/2026 -Important to be able to pay with simple payment methods at reasonable prices The digitalisation of the payments market has helped make payments faster and more convenient for most people. But for others, developments have made it more difficult...
The payments market needs to become even safer and more resilient
12/03/2026 -The payments market needs to become even safer and more resilient A limit of SEK 10,000 should be introduced for cash purchases in the retail sector The Riksbank recommends that the Government and Riksdag introduce a maximum limit for cash...
The Riksbank’s policy recommendations
12/03/2026 -The Riksbank’s policy recommendations The Riksbank takes a socio-economic perspective, provides solutions and acts where it is difficult to attain safety, efficiency and accessibility without central government involvement. Part of the...
How safe, efficient and accessible are payments?
12/03/2026 -How safe, efficient and accessible are payments? Payments in Sweden are generally safe, efficient and accessible. Digitalisation has made them more convenient and secure, but at the same time more vulnerable to disruptions and interruptions in...
Developments in the payments market
12/03/2026 -Developments in the payments market The pace of change on the payments market is rapid and new ways of paying are constantly emerging. This is also contributing to the modernisation and transformation of the underlying payment infrastructure. At...
Payment behaviour in Sweden has been affected
29/10/2020 -The restrictions introduced during the pandemic and unease over the spread of infection have affected purchase and payment behaviour in Sweden. At the start of the pandemic, consumption fell drastically, not least within the travel and...