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Difficult to compete in the payments market
14/03/2024 -Difficult to compete in the payments market The payments market has some specific characteristics that create challenges for achieving good competition. Payments, except in the case of cash, are basically a service for transferring information.
Climate impact varies between payment methods
14/03/2024 -Climate impact varies between payment methods According to a research study conducted by the Royal Institute of Technology and financed by the Riksbank, the climate impact of payments in Sweden is very low. For example, the total climate impact...
Payments consume significant resources
14/03/2024 -Payments consume significant resources The economic costs of payments in Sweden in 2021 are estimated at SEK 51 billion - almost 1 per cent of GDP - according to a study from the Riksbank. The economic costs have decreased over time and are in...
Banks have a major responsibility for consumer protection
14/03/2024 -Banks have a major responsibility for consumer protection Banks have a major responsibility to protect their customers’ money. For example, a bank may be required to reinstate an account if a consumer has been defrauded. This depends on how the...
Auction result 2025-04-01
01/04/2025 -Auction results of Riksbank certificate sale Auction Auction results Auction date 2025-04-01 Start date 2025-04-02 Maturity date 2025-04-09 Interest rate 2.25 % Offered volume, SEK bn 776.0 Total bid amount, SEK bn 629.150 Accepted...
Auction result 2025-05-06
06/05/2025 -Auction results of Riksbank certificate sale Auction Auction results Auction date 2025-05-06 Start date 2025-05-07 Maturity date 2025-05-14 Interest rate, % 2.25 Offered volume, SEK bn 710.0 Total bid amount, SEK bn 675.8 Accepted...
Half experience problems paying in cash
14/03/2024 -Half experience problems paying in cash In the 2023 survey, half of the respondents said they had wanted to pay in cash but the store did not accept it. The corresponding figure in 2022 was 37 per cent. One explanation for the increase could be...
More people have a negative attitude to the decline in cash use
14/03/2024 -More people have a negative attitude to the decline in cash use Although few people pay in cash, an increasing number of people have a negative attitude to the decline in cash use – 44 per cent in 2023 compared to 36 per cent in 2022. The...
The importance of inflation for economic decisions
10/04/2024 -The importance of inflation for economic decisions A phenomenon we described earlier is money illusion, i.e. the tendency of households and companies to ignore inflation in their economic decisions. However, it is also hypothesised that this...
How life experiences influence economic decisions
10/04/2024 -How life experiences influence economic decisions In recent years, an increasing amount of research has highlighted how life experiences can influence economic decisions, especially dramatic events.[24] For an overview, see, for example,...