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Card payments are the most accepted payment method among small businesses
10/03/2025 -Card payments are the most accepted payment method among small businesses The payment methods accepted by most businesses for customer payments are Mastercard and Visa card payments. This is followed by Swish and cash payments (see figure 5).
The possibility to pay offline should be extended
12/03/2026 -The possibility to pay offline should be extended Faktaruta - The Riksbank’s recommendation In the Payment Report 2025, the Riksbank considered that the ability to pay offline with cards needs to be improved. Since then, the Riksbank and...
Retail CBDC – a whole new kind of money
12/03/2026 -Retail CBDC – a whole new kind of money In an increasingly digitalised society, a debate has arisen about whether the central bank needs to issue money to the public and in digital form. A retail CBDC (central bank digital currency) is a digital...
Annex: Numerical data
12/03/2026 -Annex: Numerical data Payments report 2026 (Excel)...
Further measures are required to preserve cash
14/03/2024 -Further measures are required to preserve cash In recent years, the Riksdag has taken several decisions aimed at facilitating the use of and securing access to cash. Among other things, the Riksbank has been given clearer responsibility for the...
The Riksbank’s responsibility for cash has been clarified
14/03/2024 -The Riksbank’s responsibility for cash has been clarified The new Sveriges Riksbank Act, which came into force on 1 January 2023, gives the Riksbank clearer and partly expanded responsibility for the cash infrastructure in Sweden. One reason for...
Payment habits from the pandemic persist
15/12/2022 -Payment habits from the pandemic persist Sweden is one of the most digital countries in the world. Nine out of ten Swedes use the internet daily and three out of four identify themselves digitally using mobile e-ID. The European Commission’s...
Many people shop online
15/12/2022 -Many people shop online More and more people started shopping online during the pandemic. In the Riksbank’s 2022 survey, 75 per cent of respondents said they had shopped online in the past 30 days. In 2018, the corresponding figure was 56 per...
Trends on the payment market
15/12/2022 -Trends on the payment market In Sweden, we prefer to pay digitally and often shop online. Most people have access to Swish, and other mobile payment services are also increasingly being used, especially by younger people. The use of cash is...
Payments in stores are rarely made in cash
15/12/2022 -Payments in stores are rarely made in cash In recent years, it has become less common to pay with cash. Older people use cash more often than young people, but the difference between younger and older people has decreased. Although cash is used...