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Half experience problems paying in cash
14/03/2024 -Half experience problems paying in cash In the 2023 survey, half of the respondents said they had wanted to pay in cash but the store did not accept it. The corresponding figure in 2022 was 37 per cent. One explanation for the increase could be...
More and more people paying in store by card in their mobile phone
14/03/2024 -More and more people paying in store by card in their mobile phone More and more people are choosing not to use a physical card in favour of services that integrate the card into a mobile phone, such as Apple Pay and Samsung Pay. In the...
Bills are mostly paid digitally
14/03/2024 -Bills are mostly paid digitally The vast majority of people have been paying their bills digitally for several years. In the Riksbank’s latest survey on payment habits, less than 5 per cent reported that they had used non-digital services such...
More people have a negative attitude to the decline in cash use
14/03/2024 -More people have a negative attitude to the decline in cash use Although few people pay in cash, an increasing number of people have a negative attitude to the decline in cash use – 44 per cent in 2023 compared to 36 per cent in 2022. The...
Payment habits in Sweden
14/03/2024 -Payment habits in Sweden Whether shopping in stores, online or paying bills, most people want to pay digitally. Physical cards have long been the most common method of payment in Sweden, but in recent years more and more people have started...
Technical innovation and new players
07/11/2019 -Large tech-companies abroad are experimenting with new services, for example automatic registration of customers when a product is taken from a shelf in a shop. Payment then takes place automatically when the customer leaves the shop. In...
E-krona – a digital complement to cash
29/10/2020 -Technological advances and digitalisation of payments have brought to a head the question of the future role of the state in the payment market. If nothing is done, this development will very likely lead to the general public no longer having...
Developments in Sweden differ from those in other countries
07/11/2019 -The amount of cash in circulation in Sweden has halved since 2007. This trend is unique to Sweden, even though Norway is also on a low level. In contrast, cash volumes are increasing in most other countries. A simple way of comparing cash volumes...
ISO20022 – a new, shared ‘language’ for payments
29/10/2020 -To make a payment, the participants in it need to be able to communicate with each other in an agreed format that is a sort of shared language. It is therefore said that a payment is communicated through a shared standard. Around the world,...
Some find it difficult to pay
07/11/2019 -For some groups, primarily those who cannot or do not wish to use digital payment services, it can be difficult to pay in certain situations. The county administrative boards are tasked with ensuring that the possibility of withdrawing cash,...