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The Riksbank's work and recommendations
10/03/2025 -The Riksbank's work and recommendations The Riksbank takes a socio-economic perspective and provides solutions and acts where it is difficult to attain safety, efficiency and accessibility without central government involvement. This includes,...
New regulation can help increase accessibility
10/03/2025 -New regulation can help increase accessibility In June 2025, the Act on the accessibility of certain products and services will enter into force. The law aims to make banking and payment services more accessible through requirements such as...
Developments in the payments market require modernisation of the infrastructure
10/03/2025 -Developments in the payments market require modernisation of the infrastructure The Riksbank has long emphasised the need for a new, efficient and safe payments infrastructure in Sweden in the form of systems for clearing and settling payments.
The public's ability to pay in times of crisis and states of heightened alert needs to be strengthened
10/03/2025 -The public's ability to pay in times of crisis and states of heightened alert needs to be strengthened The Riksbank works to ensure that payments can be made in all situations. This includes ensuring the supply of cash in the country, as well as...
Are payments in Sweden accessible?
10/03/2025 -Are payments in Sweden accessible? For most people in Sweden, access to the payments market is good. The digitalisation of the payments market has helped make payments faster and more convenient for most people. At the same time, many are not...
Future payments infrastructure needs to evolve
10/03/2025 -Future payments infrastructure needs to evolve The payments market has undergone rapid and extensive change, driven by increased digitalisation, new consumer behaviours and the emergence of new operators. This places new demands on the Swedish...
External evaluation of payments infrastructure points to areas for improvement
10/03/2025 -External evaluation of payments infrastructure points to areas for improvement In spring 2024, the Riksbank commissioned an independent expert with extensive international experience of payment issues to assess the Swedish payments market. A key...
Riksbank study on future Swedish payments infrastructure
10/03/2025 -Riksbank study on future Swedish payments infrastructure In the Riksbank study The way forward for clearing and settlement of retail payments in Swedish kronor, the Riksbank presents its view of how the infrastructure needs to be modernised over...
Strengthening the conditions for competition in the payments market by increasing price transparency
10/03/2025 -Strengthening the conditions for competition in the payments market by increasing price transparency To further strengthen the functioning of the payments market, the Riksbank considers that the pricing of payment services needs to become more...
Broadening the influence over the future payments infrastructure
10/03/2025 -Broadening the influence over the future payments infrastructure A future Swedish payments infrastructure is important for the whole of society and affects consumers, companies and the public sector. The major banks have long been responsible...