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Need for faster and cheaper cross-border payments
03/11/2021 -By cross-border payments, we mean payments made between Sweden and other countries. This could be card payments when we are abroad, bank transfers to other countries when we make larger purchases or send gifts, and so-called remittances, when...
Crypto currencies are difficult to use as payment
03/11/2021 -In recent years, both the interest in and number of so-called crypto currencies has increased. There are now many different crypto currencies that are designed in different ways. Bitcoin, Ethereum and Cardano are some of the most known. The...
Crypto currencies lack consumer protection
03/11/2021 -Crypto currencies largely lack the regulation with which traditional assets, such as equity and money market funds, comply and this means that they lack consumer protection and are therefore higher risk investments. In Sweden, Finansinspektionen...
New structure for civil contingency planning
15/12/2022 -New structure for civil contingency planning As the geopolitical situation in Europe has deteriorated, the Government and other public authorities have been working to strengthen civil defence. On 18 May, the Government presented a reform for...
Payments Report 2021
03/11/2021 -The pandemic has given an extra boost to the digitalisation of the payment market. New actors offer fast and cheap payment solutions. At the same time, interest in crypto currencies is increasing. To meet this development, the Riksbank is...
The e-krona pilot – test of technical solution for the e-krona
27/05/2025 -The Riksbank initiated a pilot project in 2019 to develop a proposal for a technical solution for a central bank digital currency, an e-krona, that could work as a complement to cash. The project was completed in 2023.
E-krona pilot phase 4
20/03/2024 -The Riksbank's e-krona pilot is now releasing its fourth and final report, which analyses how an e-krona could work in practice, if a decision is taken to issue a central bank digital currency. In the report, the Riksbank has further...
Processing of personal data in the context of RIX
27/10/2025 -The Riksbank process personal data to provide the settlement system RIX, that consist of two settlement services, RIX-RTGS and RIX-INST. This information is aimed at providing information on the Riksbank’s processing of personal data in the...
E-krona pilot phase 1
06/04/2021 -The e-krona pilot project’s report on the first phase of the project describes in brief the technical solution tested and the legal analyses made of the solution. The report also contains an account of the overall lessons learned from the...
Instructions and system documentation RIX-INST
29/09/2026 -The RIX-INST Instructions is the detailed system documentation that describes the functionality of the RIX-INST service and what is required for a participant to connect to the service.