Search results
Your search gave 30755 results.
More counterfeit banknotes
29/10/2020 -Even if the money and institutions that manage our payments are secure, there may be other risks linked to our payments and means of payment. For example, there is always a risk that cash will be stolen or counterfeited. But from an...
The authorities are working to promote innovation
29/10/2020 -The Swedish Government sees Fintech as an important future sector and has given several government agencies the task of promoting it. On behalf of the Government, Finansinspektionen is therefore running the FI centre for innovation, which has...
Important to maintain non-digital means of payment
29/10/2020 -Cash services are being automated to an increasing degree. Manual cash services, in which cash can be withdrawn and deposited over the counter, are becoming increasingly rare at banks. Automated cash services work well for most consumers but for...
Paying by mobile or card is cheaper than using cash
29/10/2020 -Some costs are fixed and do not depend on how many payments have been carried out, such as rent for premises and purchases of hardware. Other costs are variable and depend on the number of payments, such as petrol for the vans that transport...
All payments presuppose an underlying infrastructure
29/10/2020 -For cash to be used in society, an underlying infrastructure is required in the form of ATMs, service boxes for daily takings, transport vans and secure premises for the storage of cash, for example. When paper-based credit transfers are used,...
Card payments function smoothly
29/10/2020 -Overall, card-based cross-currency payments function smoothly, both for online purchases and when abroad. However, unlike when making payments in Swedish kronor, an exchange rate markup must be paid to the bank. In addition, card payments cannot...
Are payments in Sweden efficient?
29/10/2020 -Payments in Sweden are efficient, which is to say rapid and inexpensive. Digital payments using cards and Swish are cheaper than cash payments. As a large part of payments have become digital in Sweden, society’s costs for payments have started...
Swish fraud occurs
29/10/2020 -As Swish has become increasingly established as a payment service, it has also become increasingly common for Swish to be used in fraudulent advertising and phone fraud. The police also report that Swish has been used in money laundering with...
Fintech brings new solutions for the payment market
29/10/2020 -Fintech is an important sector that can contribute to new ways of paying and greater efficiency on the payment market. Fintech brings new solutions for the payment market...
E-krona – a digital complement to cash
29/10/2020 -Technological advances and digitalisation of payments have brought to a head the question of the future role of the state in the payment market. If nothing is done, this development will very likely lead to the general public no longer having...