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Self-service can be effective but requires consumers to be able to pay digitally

10/03/2025 -

Self-service can be effective but requires consumers to be able to pay digitally Today, many shops offer self-service via self-scanning, self-checkout or their own apps. Most often, self-service is a complement to manned checkouts. According to...

Payments & cash / Payments Report

Instant payments increase efficiency

10/03/2025 -

Instant payments increase efficiency Instant payments have become an increasingly important part of the payments market as the digital economy develops and consumer expectations for fast and convenient financial services grow. With instant...

Payments & cash / Payments Report

Many firms have difficulty estimating the cost of receiving payments

10/03/2025 -

Many firms have difficulty estimating the cost of receiving payments Understanding the cost of payments is important for firms so that they can use their resources efficiently, boost profitability and increase competitiveness, which ultimately...

Payments & cash / Payments Report

Increased focus on resilience and preparedness

10/03/2025 -

Increased focus on resilience and preparedness The geopolitical tensions in the world have also contributed to a clear increase in the focus on payments system preparedness and resilience. Several Nordic countries have developed the...

Payments & cash / Payments Report

Preparations for a digital euro continue

10/03/2025 -

Preparations for a digital euro continue Central banks around the world are continuing to explore different aspects of central bank digital currencies (CBDC) for the general public. The ECB is well advanced in its work on a digital euro. In 2023...

Payments & cash / Payments Report

Digital payment payments in Sweden are efficient

10/03/2025 -

Digital payment payments in Sweden are efficient Payments in Sweden are generally efficient, well developed and work well for most people. More payment methods have started to be accepted in commerce, which favours competition. However, some...

Payments & cash / Payments Report

Are payments in Sweden safe?

10/03/2025 -

Are payments in Sweden safe? Payments in Sweden are generally safe. The critical infrastructure for digital payments has experienced few disruptions in 2024. At the same time, individual actors have been exposed to cyber attacks and disruptions,...

Payments & cash / Payments Report

Still problems with access to payment accounts

10/03/2025 -

Still problems with access to payment accounts In last year's Payments Report, the Riksbank drew attention to the fact that some individuals and companies experience problems opening and maintaining payment accounts with banks. The Riksbank...

Payments & cash / Payments Report

More measures needed for a sustainable cash chain

10/03/2025 -

More measures needed for a sustainable cash chain At the end of 2024, an inquiry at the Ministry of Finance submitted proposalsfor measures to secure the possibility of paying by cash and access to cash services (the inquiry is described in more...

Payments & cash / Payments Report

Faster and cheaper payments between countries

10/03/2025 -

Faster and cheaper payments between countries Efficient cross-border payments contribute to the credibility of the payments system and promote economic stability and growth. In a time of high migration, it is also important for people to be able...

Payments & cash / Payments Report