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Self-service can be effective but requires consumers to be able to pay digitally
10/03/2025 -Self-service can be effective but requires consumers to be able to pay digitally Today, many shops offer self-service via self-scanning, self-checkout or their own apps. Most often, self-service is a complement to manned checkouts. According to...
Instant payments increase efficiency
10/03/2025 -Instant payments increase efficiency Instant payments have become an increasingly important part of the payments market as the digital economy develops and consumer expectations for fast and convenient financial services grow. With instant...
Many firms have difficulty estimating the cost of receiving payments
10/03/2025 -Many firms have difficulty estimating the cost of receiving payments Understanding the cost of payments is important for firms so that they can use their resources efficiently, boost profitability and increase competitiveness, which ultimately...
Increased focus on resilience and preparedness
10/03/2025 -Increased focus on resilience and preparedness The geopolitical tensions in the world have also contributed to a clear increase in the focus on payments system preparedness and resilience. Several Nordic countries have developed the...
Preparations for a digital euro continue
10/03/2025 -Preparations for a digital euro continue Central banks around the world are continuing to explore different aspects of central bank digital currencies (CBDC) for the general public. The ECB is well advanced in its work on a digital euro. In 2023...
Digital payment payments in Sweden are efficient
10/03/2025 -Digital payment payments in Sweden are efficient Payments in Sweden are generally efficient, well developed and work well for most people. More payment methods have started to be accepted in commerce, which favours competition. However, some...
Are payments in Sweden safe?
10/03/2025 -Are payments in Sweden safe? Payments in Sweden are generally safe. The critical infrastructure for digital payments has experienced few disruptions in 2024. At the same time, individual actors have been exposed to cyber attacks and disruptions,...
Still problems with access to payment accounts
10/03/2025 -Still problems with access to payment accounts In last year's Payments Report, the Riksbank drew attention to the fact that some individuals and companies experience problems opening and maintaining payment accounts with banks. The Riksbank...
More measures needed for a sustainable cash chain
10/03/2025 -More measures needed for a sustainable cash chain At the end of 2024, an inquiry at the Ministry of Finance submitted proposalsfor measures to secure the possibility of paying by cash and access to cash services (the inquiry is described in more...
Faster and cheaper payments between countries
10/03/2025 -Faster and cheaper payments between countries Efficient cross-border payments contribute to the credibility of the payments system and promote economic stability and growth. In a time of high migration, it is also important for people to be able...