Search results
Your search gave 31284 results.
RIX-INST can increase the efficiency of the Swedish payment system
15/12/2022 -RIX-INST can increase the efficiency of the Swedish payment system Instant payments are increasingly in demand. This is illustrated not least by the popularity of Swish. It is also illustrated by a regulatory proposal from the European...
Payments must be energy efficient
15/12/2022 -Payments must be energy efficient Climate change affects society and therefore our economy, which can create risks in the financial system. To this end, the Riksbank monitors the climate risks in its policy work. Last year’s Payments Report...
All payments require an underlying infrastructure
15/12/2022 -All payments require an underlying infrastructure In order for us to pay, we need payment instruments, such as cash, a card or a mobile phone, and equipment at the payment recipient’s premises, such as a cash register or card terminal. Payments...
Some lack access to a payment account
15/12/2022 -Some lack access to a payment account In today’s society, having access to a payment account and payment services is essential for managing one's finances. Within the EU, the Payment Accounts Directive gives all consumers legally resident in the...
Cost studies measure the social cost of different payments
15/12/2022 -Cost studies measure the social cost of different payments To measure the social cost of different types of payments, the Riksbank conducts cost studies. The Riksbank collects data from households, companies, the public sector, banks and other...
The Swedish payment infrastructure is being renewed
15/12/2022 -The Swedish payment infrastructure is being renewed To ensure that payments in Sweden remain efficient and to simplify payments abroad, existing systems are being replaced with new payment infrastructure and a new regulatory framework.
Government issued e-identification needed
15/12/2022 -Government issued e-identification needed Digital payment services often require payers to be able to identify themselves with e-ID. There are several kinds of e-identification are used in Sweden today. BankID is the most common, with around...
Are payments in Sweden efficient?
15/12/2022 -Are payments in Sweden efficient? Payments in Sweden are generally efficient. Digitalisation reduces the cost of payments to society because digital payments are cheaper than cash payments. Digital payments are now faster than ever, but it can...
Electronic payments create new risks
07/11/2019 -An electronic payment means, among other things, that sensitive information needs to be exchanged by the payee, for instance the card number and CCV code. If external parties gain access to sensitive information, this may sometimes be used to...
Seven out of ten Swedes use Swish
07/11/2019 -The Swish payment app was launched at the end of 2012. It enables people to make instant, real-time payments from their payment account to other payment accounts. Since 2012, the number of payments made via the app has increased sharply. In...