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The bank-owned payment infrastructure is facing major changes
14/03/2024 -The bank-owned payment infrastructure is facing major changes Banks’ infrastructure needs to be modernised The Riksbank assesses that the bank-owned payment infrastructure, particularly Bankgirot, needs to be modernised and that the banks need...
The Riksbank is modernising RIX
14/03/2024 -The Riksbank is modernising RIX Apart from card payments, almost all digital payments between banks go through accounts they hold in RIX. The RIX system consists of two services: RIX-RTGS for wholesale payments and aggregated payments and...
Auction terms 2025-11-04
04/11/2025 -Conditions for sale of Riksbank certificates Bid date, 2025-11-04 Auction date 2025-11-04 Settlement date 2025-11-05 Maturity Date 2025-11-12 Nominal amount 566 billion SEK Interest rate 1.75 % Bid times 09.30-10.00 (CET/CEST) on the...
Auction terms 2025-11-18
18/11/2025 -Conditions for sale of Riksbank certificates Bid date, 2025-11-18 Auction date 2025-11-18 Settlement date 2025-11-19 Maturity Date 2025-11-26 Nominal amount 562 billion SEK Interest rate 1.75 % Bid times 09.30-10.00 (CET/CEST) on the...
Auction terms 2025-12-02
02/12/2025 -Conditions for sale of Riksbank certificates Bid date, 2025-12-02 Auction date 2025-12-02 Settlement date 2025-12-03 Maturity Date 2025-12-10 Nominal amount 556 billion SEK Interest rate 1.75 % Bid times 09.30-10.00 (CET/CEST) on the...
Auction terms 2025-12-16
16/12/2025 -Conditions for sale of Riksbank certificates Bid date, 2025-12-16 Auction date 2025-12-16 Settlement date 2025-12-17 Maturity Date 2026-01-07 Nominal amount 537 billion SEK Interest rate 1.75 % Bid times 09.30-10.00 (CET/CEST) on the...
Problems with opening and maintaining payment accounts
14/03/2024 -Problems with opening and maintaining payment accounts Having access to a payment account is a prerequisite for making payments in today’s digital society. It is needed, for example, for debit cards and Swish. Without a payment account, it is...
Access to basic payment services is unsatisfactory
14/03/2024 -Access to basic payment services is unsatisfactory Everyone in Sweden shall have access to basic payment services at reasonable prices in accordance with the objective decided by the Riksdag. However, access to these services has deteriorated in...
Difficult to compete in the payments market
14/03/2024 -Difficult to compete in the payments market The payments market has some specific characteristics that create challenges for achieving good competition. Payments, except in the case of cash, are basically a service for transferring information.
Instant payments contribute to greater efficiency
14/03/2024 -Instant payments contribute to greater efficiency The instant execution of payments contributes to a more efficient payment system for several reasons. Among other things, it reduces the need for intermediaries for e.g. clearing. If companies...