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How payments work
16/05/2025 -It is important that payments can be made in a safe and efficient manner. From previously having mainly involved a switch in ownership of banknotes and coins, payments have become increasingly complex. All non-cash payments require the...
The retail payments council
19/05/2026 -The Swedish market for payment services is important to the Swedish economy and to society as a whole. On the initiative of the Riksbank, actors and authorities involved in the payment market have formed a Swedish retail payments council as a...
Payments and sustainability
24/02/2026 -The Riksbank shall promote a well-functioning payment system. This includes the general public being able to make payments even during peacetime crisis situations and states of heightened alert. The Riksbank has set the objective that payments...
Collaboration in civil preparedness for payments (CBB)
04/03/2026 -The Riksbank is responsible for ensuring that the general public can make payments in peacetime crisis situations and in a state of heightened alert. This responsibility includes the Riksbank having tasks regarding coordination with companies...
How much money is there in the economy?
15/07/2025 -The amount of money increases over time, partly because things become more expensive and partly because the economy grows. There are more of us buying more things for every passing year, creating a need for more and more money.
The Cash Handling Advisory Board
15/07/2025 -The Cash Management Advisory Board was established by the Riksbank in March 2006 and was disbanded at the beginning of 2025 to continue its work within the framework of a working committee of the Payments Council.
Payment preparedness
04/03/2026 -The Riksbank works to ensure that payments can be made in all situations. This means, for example, that households and companies should always be able to make essential payments – such as salary payments, paying bills and buying essential goods...
Notes & coins
03/12/2025 -The Riksbank is responsible for issuing notes and coins, destroying worn-out ones and redeeming invalid notes. The Riksbank does not govern how much cash is in circulation in society. This is instead determined by demand from the general public.
Increased access to payment infrastructure can lead to more efficient payments
10/03/2025 -Increased access to payment infrastructure can lead to more efficient payments To be able to operate, payment service providers, such as fintech companies, need access to payment infrastructure and a payment account. More payment service...
Broadening the influence over the future payments infrastructure
10/03/2025 -Broadening the influence over the future payments infrastructure A future Swedish payments infrastructure is important for the whole of society and affects consumers, companies and the public sector. The major banks have long been responsible...