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Swish payments will start to be settled in RIX-INST in 2023
15/12/2022 -Swish payments will start to be settled in RIX-INST in 2023 Currently, households and companies use the mobile service Swish to send and receive instant payments. Swish payments are settled via the banks’ accounts in a private system called BiR...
International cooperation on central bank digital currency
15/12/2022 -International cooperation on central bank digital currency An increasing number of central banks are exploring the feasibility of issuing central bank digital currencies. In order to keep pace with developments and have the opportunity to...
New structure for civil contingency planning
15/12/2022 -New structure for civil contingency planning As the geopolitical situation in Europe has deteriorated, the Government and other public authorities have been working to strengthen civil defence. On 18 May, the Government presented a reform for...
Payments Report 2021
03/11/2021 -The pandemic has given an extra boost to the digitalisation of the payment market. New actors offer fast and cheap payment solutions. At the same time, interest in crypto currencies is increasing. To meet this development, the Riksbank is...
Digital payment methods in Sweden are efficient
15/12/2022 -Digital payment methods in Sweden are efficient The social cost of digital payments in Swedish kronor is lower than for cash (see the Payments Report 2020 for an explanation of why). From an efficiency point of view, it is therefore positive...
The Riksbank contributes to increased resilience
15/12/2022 -The Riksbank contributes to increased resilience It is important that the actors in the payment system work together, both in prevention work and in dealing with various situations. The new Sveriges Riksbank Act gives the Riksbank a new...
Are payments in Sweden safe?
15/12/2022 -Are payments in Sweden safe? Payments in Sweden are generally safe. There have been few disruptions to the critical payment infrastructure in 2022 and there is relatively little card fraud in Sweden. In addition, there are several different ways...
The Riksbank gets clearer responsibility for cash
15/12/2022 -The Riksbank gets clearer responsibility for cash According to the new Sveriges Riksbank Act, the Riksbank will be responsible for at least five cash depots and will supervise cash management in Sweden. However, the possibility of paying with...
The Riksbank is modernising its systems
15/12/2022 -The Riksbank is modernising its systems Almost all electronic payments between banks are settled in the Riksbank’s RIX system. The aim is for this to be conducted as smoothly and efficiently as possible. The Riksbank is now developing the system...
Technical innovation and new players
07/11/2019 -Large tech-companies abroad are experimenting with new services, for example automatic registration of customers when a product is taken from a shelf in a shop. Payment then takes place automatically when the customer leaves the shop. In...