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Tokenisation and wholesale CBDC explored
10/03/2025 -Tokenisation and wholesale CBDC explored Tokenisation is a technique whereby traditional assets are converted into digital representations of them – known as tokens. Traditional assets include shares, bonds and bank deposits. One of the...
Self-service can be effective but requires consumers to be able to pay digitally
10/03/2025 -Self-service can be effective but requires consumers to be able to pay digitally Today, many shops offer self-service via self-scanning, self-checkout or their own apps. Most often, self-service is a complement to manned checkouts. According to...
Instant payments increase efficiency
10/03/2025 -Instant payments increase efficiency Instant payments have become an increasingly important part of the payments market as the digital economy develops and consumer expectations for fast and convenient financial services grow. With instant...
Many firms have difficulty estimating the cost of receiving payments
10/03/2025 -Many firms have difficulty estimating the cost of receiving payments Understanding the cost of payments is important for firms so that they can use their resources efficiently, boost profitability and increase competitiveness, which ultimately...
Preparations for a digital euro continue
10/03/2025 -Preparations for a digital euro continue Central banks around the world are continuing to explore different aspects of central bank digital currencies (CBDC) for the general public. The ECB is well advanced in its work on a digital euro. In 2023...
Digital payment payments in Sweden are efficient
10/03/2025 -Digital payment payments in Sweden are efficient Payments in Sweden are generally efficient, well developed and work well for most people. More payment methods have started to be accepted in commerce, which favours competition. However, some...
Are payments in Sweden safe?
10/03/2025 -Are payments in Sweden safe? Payments in Sweden are generally safe. The critical infrastructure for digital payments has experienced few disruptions in 2024. At the same time, individual actors have been exposed to cyber attacks and disruptions,...
Cash used less and less frequently in Sweden and abroad
03/11/2021 -The use of cash has declined during the pandemic in favour of cards and digital payments. Sweden has had a low level of cash usage over several years, and the same trend is becoming increasingly clear in other countries, too. One important...
Stablecoins follow the value of another type of asset
03/11/2021 -A sub-group to crypto currencies is known as stablecoins. Their value is tied to the value of other assets, such as one or more national currencies or other financial assets. The issuers of stablecoins claim that they hold a reserve of, for...
Need for faster and cheaper cross-border payments
03/11/2021 -By cross-border payments, we mean payments made between Sweden and other countries. This could be card payments when we are abroad, bank transfers to other countries when we make larger purchases or send gifts, and so-called remittances, when...