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The Riksbank is making preparations for a possible e-krona

15/12/2022 -

The Riksbank is making preparations for a possible e-krona The Riksbank is investigating the possibility of issuing a digital complement to cash, known as the e-krona. This would preserve public access to government-issued money even if cash...

Payments & cash / Payments Report

The Riksbank is working to improve cross-border payments

15/12/2022 -

The Riksbank is working to improve cross-border payments For individuals, payments to some countries are expensive and slow. Changing this requires cooperation between countries around the world. The Riksbank therefore participates actively in...

Payments & cash / Payments Report

New actors offer easy means of payment

03/11/2021 -

In Sweden, several fintech companies have made it easier to shop online. For instance, Klarna offers solutions where one can pay via one's online bank or via an invoice when purchasing online. For those wanting to pay by card, it is often...

Payments & cash / Payments Report

Digitalisation has raised the question of the state’s role on the payment market

03/11/2021 -

Technological advances, new actors and digitalisation of payments have brought to a head the question of the future role of the state in the payment market. One cannot rule out the possibility that cash will become irrelevant in Sweden, if...

Payments & cash / Payments Report

The first central bank digital currency has been launched

03/11/2021 -

The Riksbank was one of the first central banks to take an interest in the possibility of issuing a central bank digital currency. Interest in this issue has grown rapidly in recent years, and now most central banks are investigating the...

Payments & cash / Payments Report

Exercises improve ability to cope with disturbances

15/12/2022 -

Exercises improve ability to cope with disturbances To ensure that payments can be settled even in the event of disruptions or operational breakdowns, the Riksbank conducts regular exercises together with the RIX participants. An example...

Payments & cash / Payments Report

Pandemic hastening development towards digital payments

03/11/2021 -

During the coronavirus pandemic, the use of cash has declined in Sweden and in many other countries. Instead, contactless payments and other digital forms of payment have become more common. This is partly because we have shopped more online and...

Payments & cash / Payments Report

Private-public collaboration strengthens the resilience of the payment system

15/12/2022 -

Private-public collaboration strengthens the resilience of the payment system The payment system consists of several agents from both the private and the public sector. Disruptions in one part of the payment system can have consequences that...

Payments & cash / Payments Report

1. Trends on the payment market

03/11/2021 -

Three trends dominate the payment market at present: Firstly, digitalisation of the payment market has received an extra boost from the pandemic. Secondly, interest in crypto currencies is increasing among the public, investors and payment...

Payments & cash / Payments Report

New opportunities and challenges with money in new forms

03/11/2021 -

The interest in and number of so-called crypto currencies continue to increase. At the same time, the central banks are proceeding with the work on developing central bank digital currencies – what we in Sweden call the e-krona. New...

Payments & cash / Payments Report