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Cash is rarely used and the supply of cash services is decreasing
14/03/2024 -Cash is rarely used and the supply of cash services is decreasing The use of cash has been decreasing for many years. At the same time, more and more people recognise the importance of cash for society, especially in a crisis situation when...
Few people pay by cash in stores
14/03/2024 -Few people pay by cash in stores The use of cash has been declining rapidly in Sweden for several years, as you can see in Figure 5. However, the Riksbank’s latest survey on payment habits shows a slight increase in the use of cash – 10 per cent...
Supply of cash services is decreasing
14/03/2024 -Supply of cash services is decreasing Private persons, companies and associations need to be able to withdraw and deposit cash into their accounts and sometimes get help to pay bills in cash. Since 2016, the supply of such services has decreased,...
The digitalisation of payments is a global trend
14/03/2024 -The digitalisation of payments is a global trend In Sweden, the payments market was digitalised early and it is clear that the trend is now global. One reason for this is that Swedish banks were early adopters of Swish, which allows money to be...
Digital payment methods increasing internationally
14/03/2024 -Digital payment methods increasing internationally In many countries, the use of debit and credit cards has increased during the pandemic. Contactless technology has helped to make card payments both faster and more convenient. In some...
Our Nordic neighbours offer more instant payment options
14/03/2024 -Our Nordic neighbours offer more instant payment options Instant payments are a type of payment that can be made around the clock and reaches the payee’s account within a few seconds. For other digital payments, such as card purchases, money is...
Safety, efficiency and accessibility
14/03/2024 -Safety, efficiency and accessibility Payments in Sweden are generally safe and efficient, but there are problems with fraud and the accessibility of payment services. This has a lot to do with digitalisation, which has contributed on the one hand...
Are payments in Sweden safe?
14/03/2024 -Are payments in Sweden safe? Payments in Sweden are generally safe, but there are shortcomings that should be addressed. First, the cash infrastructure is entirely dependent on two private operators and is therefore highly vulnerable to changes...
All payments need an underlying infrastructure
14/03/2024 -All payments need an underlying infrastructure For us to be able to pay, there needs to be an underlying infrastructure. The use of cash requires, for example, ATMs, cash-in-transit services, cash stocks and the production and destruction of...
The infrastructure for digital payments has worked well in 2023
14/03/2024 -The infrastructure for digital payments has worked well in 2023 The digital payments infrastructure as a whole has functioned well in 2023. However, in spring 2023 there were disruptions that affected all or part of the payment infrastructure on...