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Swish is replacing cash
15/12/2022 -Swish is replacing cash In the 2022 survey, 34 per cent said they had paid with cash in the past month. This is a sharp drop from spring 2020, just before the pandemic hit. Back then, the corresponding figure was 50 per cent. The pandemic thus...
Work on the e-krona continues
14/03/2024 -Work on the e-krona continues The Riksbank’s work on an e-krona continues. An e-krona can be part of a long-term solution to the challenges of digitalisation. Furthermore, an e-krona would mean new payments infrastructure, which could solve...
Almost no one pays using cryptocurrencies
15/12/2022 -Almost no one pays using cryptocurrencies In the Riksbank’s survey on payment habits in 2022, 2 per cent of respondents said they had access to cryptocurrencies, but none had paid with them in the past 30 days. According to a report by the...
In Sweden, we prefer to pay digitally
15/12/2022 -In Sweden, we prefer to pay digitally The Riksbank’s survey of the Swedish people’s payment habits in 2022 shows that the habits that received an extra boost during the pandemic persist: almost all payments are made digitally, we shop online...
The Riksbank plays an active role in the G20 initiative
15/12/2022 -The Riksbank plays an active role in the G20 initiative In November 2020, the G20 countries launched a five-year work programme to improve external payments. The programme has been divided into 19 work areas. 16 of these focus on how to improve...
The e-krona could preserve, strengthen and renew the payments market
15/12/2022 -The e-krona could preserve, strengthen and renew the payments market Today, the public has access to Swedish kronor in two forms – government-issued money in the form of cash and digital money issued by private actors. Of the privately issued...
The Riksbank is given new responsibility for civil contingency planning for payments
15/12/2022 -The Riksbank is given new responsibility for civil contingency planning for payments The new Sveriges Riksbank Act gives the Riksbank new responsibility for civil contingency planning for payments, with the aim of enabling the general public to...
Payments moving to ISO 20022
15/12/2022 -Payments moving to ISO 20022 Digital payments rely on communication between the parties involved in the payment – systems must therefore communicate using the same ‘language’. All around the world, central banks, banks and financial...
Global cooperation and good statistics are important
15/12/2022 -Global cooperation and good statistics are important Smooth and cheap cross-border payments can contribute to economic growth, international trade, global development and financial integration. Global cooperation is a prerequisite for this. It...