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Swish enables instantaneous payments
07/11/2019 -In today's digital society, it is possible to send information in seconds, but it can still take several days for a payment to reach its recipient. The mobile service Swish, which was introduced in 2012, makes it possible to send instant...
Strengthening needed in the future
07/11/2019 -Households and companies are expected to demand instant payments to an ever greater degree and, eventually, new arrangements dimensioned for larger payment flows will probably be needed. In 2018, Swish was responsible for six per cent of the...
Government inquiry into the digital payment market
07/11/2019 -The Riksbank has submitted a proposal to the Riksdag to review the state’s role on the digital payment market. The Riksbank proposes a committee be appointed to investigate whether the Riksbank should have the possibility to issue an e-krona and...
Strengthened preparedness in the financial sector
07/11/2019 -The Government has decided to resume Sweden’s total defence, which is to say all activities needed to prepare Sweden for war. The financial sector thus needs to further develop its crisis preparedness to be able to manage a situation of a...
Prerequisites for payments during a heightened state of alert
07/11/2019 -The Riksbank’s position is that several prerequisites must be met in order for payments to function during a heightened state of alert. Among these, there should be a variety of alternative means of payment and a robust supply of electricity and...
The Riksbank to participate in the Total Defence Exercise 2020
07/11/2019 -The Swedish Government has decided to reinforce Sweden's national defence capacity. As part of the efforts, the Total Defence Exercise 2020 (TFÖ 2020) will be held under the command of the Swedish Armed Forces and the Swedish Civil Contingencies...
The retail payments council
27/01/2026 -The Swedish market for payment services is important to the Swedish economy and to society as a whole. On the initiative of the Riksbank, actors and authorities involved in the payment market have formed a Swedish retail payments council as a...
The Cash Handling Advisory Board
15/07/2025 -The Cash Management Advisory Board was established by the Riksbank in March 2006 and was disbanded at the beginning of 2025 to continue its work within the framework of a working committee of the Payments Council.
Payments and sustainability
24/02/2026 -The Riksbank shall promote a well-functioning payment system. This includes the general public being able to make payments even during peacetime crisis situations and states of heightened alert. The Riksbank has set the objective that payments...
Payment preparedness
04/03/2026 -The Riksbank works to ensure that payments can be made in all situations. This means, for example, that households and companies should always be able to make essential payments – such as salary payments, paying bills and buying essential goods...