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Difficult to get help with payments

10/03/2025 -

Difficult to get help with payments As more and more payments are made digitally and more bank branches close, there is an increasing need for payment assistance for those who find it difficult to pay themselves using digital tools. As the...

Payments & cash / Payments Report

RIX-INST enables competition and innovation

10/03/2025 -

RIX-INST enables competition and innovation RIX-INST is the Riksbank’s system for the settlement of instant payments. RIX-INST uses the technical platform TIPS, which is the ECB’s system for instant payments. Unlike the settlement system for...

Payments & cash / Payments Report

Are payments in Sweden efficient?

10/03/2025 -

Are payments in Sweden efficient? Payments in Sweden are, on the whole, efficient. Shops and service-related businesses accept different payment methods and find that payments work smoothly. The payment infrastructure is evolving to allow more...

Payments & cash / Payments Report

The Riksbank’s responsibility for payments

29/06/2026 -

The Riksbank’s objective is for payments in Sweden to be safe, efficient and accessible. Payments shall also function in peacetime crisis situations and states of heightened alert. The payments market is based on a cooperation between the...

Payments & cash

Infrastructure Council for Payments and Securities

14/11/2025 -

The Infrastructure Council has the task of promoting the function, efficiency, security and integration of infrastructure for payments and securities in a market characterised by competition on equal terms. The Infrastructure Council shall...

Payments & cash / The Riksbank’s responsibility for payments

Recommendations to the general public regarding payments

04/03/2026 -

The Riksbank recommends that the general public has access to several different payment methods so that they can continue to pay if one method does not work. As far as possible, households should have cards from different card networks, access to...

Payments & cash / Payment preparedness

Offline payments

06/07/2026 -

As of 1 July 2026, there are expanded options for making card payments offline to enable the purchase of essential goods in the physical retail trade. The expanded options for offline card payments are based on an agreement between the Riksbank...

Payments & cash / Payment preparedness

Cash management offices

06/03/2026 -

The Riksbank is tasked with supplying the country with banknotes and coins, including during peacetime crisis situations and in states of heightened alert. According to the Sveriges Riksbank Act, the Riksbank shall provide at least five cash...

Payments & cash / The Riksbank’s responsibility for payments

Sweden´s total defence has been resumed

07/11/2019 -

Due to the deteriorated security policy situation in Europe, the Government has decided to resume Sweden’s total defence. The term total defence denotes all activities that are needed to prepare Sweden for war. In the report Motståndskraft -...

Payments & cash / Payments Report

Many central banks investigate central bank digital currencies

07/11/2019 -

The technological shift entailed by digitalisation affects all countries, albeit at varying speeds. Central bank digital currency is therefore something that is being investigated by many central banks around the world. This work was initially...

Payments & cash / Payments Report