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Everyone shall be able to pay

10/03/2025 -

Everyone shall be able to pay Too many people are excluded from the digital payments market. For everyone to be able to pay, banks need to ensure that more people have access to a payment account. In addition, payment services need to be...

Payments & cash / Payments Report

Annex: Numerical data

10/03/2025 -

Annex: Numerical data Payments report 2025 (Excel)...

Payments & cash / Payments Report

Framework for transaction-based interest rate SWESTR

05/06/2025 -

This framework establishes the overall framework for the Riksbank’s administration, publication and oversight of the reference rate Swedish krona Short Term Rate (SWESTR) and for average rates and index based on SWESTR.

About the Riksbank / Tasks and operations

Framework for correspondent accounts in Swedish krona with the Riksbank

17/11/2025 -

The Riksbank provides other central banks and international financial bodies with accounts in Swedish krona. These accounts are known as correspondent accounts. The framework for correspondent accounts in Swedish krona with the Riksbank...

About the Riksbank / Tasks and operations

Safety, efficiency and accessibility

10/03/2025 -

Safety, efficiency and accessibility Payments in Sweden are generally safe, efficient and accessible, but there are problems with fraud and the payments infrastructure needs to be strengthened and modernised. While the digitalisation of payment...

Payments & cash / Payments Report

Trends on the payments market

10/03/2025 -

Trends on the payments market The global payments market has been transformed by, among other things, technological innovation and changing consumer behaviour. The use of cash is continuing to decline both in Sweden and abroad, and more and more...

Payments & cash / Payments Report

Work on the e-krona continues

14/03/2024 -

Work on the e-krona continues The Riksbank’s work on an e-krona continues. An e-krona can be part of a long-term solution to the challenges of digitalisation. Furthermore, an e-krona would mean new payments infrastructure, which could solve...

Payments & cash / Payments Report

More measures needed to protect cash

14/03/2024 -

More measures needed to protect cash People must be able to pay with cash, both in normal circumstances and in crisis and war situations. To avoid a situation where cash is no longer usable, the Riksdag needs to urgently regulate where and how...

Payments & cash / Payments Report

Everyone must be able to pay

14/03/2024 -

Everyone must be able to pay To enable everyone to pay, banks need to make it possible for more people to have a payment account, including by offering accounts with limited functionality. Banks should also ensure that their services are well...

Payments & cash / Payments Report

Meeting of the Executive Board of the Riksbank

03/10/2025 -

Meeting of the Executive Board of the Riksbank...

Press & published / Calendar