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Riksbank study on future Swedish payments infrastructure
10/03/2025 -Riksbank study on future Swedish payments infrastructure In the Riksbank study The way forward for clearing and settlement of retail payments in Swedish kronor, the Riksbank presents its view of how the infrastructure needs to be modernised over...
Introduce a cash obligation and a threshold for cash payments
10/03/2025 -Introduce a cash obligation and a threshold for cash payments Cash is needed to enable everyone to pay and to provide an additional means of payment in the event of crisis or war. The Riksbank therefore considers that there should be a general...
The Riksbank's responsibility for cash
10/03/2025 -The Riksbank's responsibility for cash According to the Sveriges Riksbank Act, the Riksbank must operate at least five banknote depots at various sites throughout the country. This is a significant increase, as previously there was only one...
Developments in the payments market require modernisation of the infrastructure
10/03/2025 -Developments in the payments market require modernisation of the infrastructure The Riksbank has long emphasised the need for a new, efficient and safe payments infrastructure in Sweden in the form of systems for clearing and settling payments.
The public's ability to pay in times of crisis and states of heightened alert needs to be strengthened
10/03/2025 -The public's ability to pay in times of crisis and states of heightened alert needs to be strengthened The Riksbank works to ensure that payments can be made in all situations. This includes ensuring the supply of cash in the country, as well as...
Future payments infrastructure needs to evolve
10/03/2025 -Future payments infrastructure needs to evolve The payments market has undergone rapid and extensive change, driven by increased digitalisation, new consumer behaviours and the emergence of new operators. This places new demands on the Swedish...
Counterfeiting and fraud
15/12/2022 -Counterfeiting and fraud Swedish banknotes are difficult to counterfeit Sweden has secure banknotes with security features that are very difficult to counterfeit without detection. Despite this, the number of counterfeit banknotes found was high...
Access to basic payment services is poor
15/12/2022 -Access to basic payment services is poor Basic payment services are services that allow you to withdraw cash, pay bills and deposit daily takings in cash in a bank account. The aim of the Riksdag is that everyone in society should have access to...
The cash infrastructure is vulnerable
15/12/2022 -The cash infrastructure is vulnerable Today, the underlying cash infrastructure is based on cooperation between the Riksbank, the banks and the cash-in-transit companies. In somewhat simplified terms, it works as follows. The Riksbank...
Digital payments infrastructure works well
15/12/2022 -Digital payments infrastructure works well RIX and the clearing organisation Bankgirot are central hubs in the Swedish payment system. Disruptions and interruptions in any of these systems therefore affect the entire payment system, which may...