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Further measures are required to preserve cash
14/03/2024 -Further measures are required to preserve cash In recent years, the Riksdag has taken several decisions aimed at facilitating the use of and securing access to cash. Among other things, the Riksbank has been given clearer responsibility for the...
The payment system can be even more resilient to disruptions
14/03/2024 -The payment system can be even more resilient to disruptions The payment infrastructure has worked well in 2023. However, there may be disruptions to one or more payment methods, such as cyber-attacks or disruptions to electricity grids or data...
Difficult to compete in the payments market
14/03/2024 -Difficult to compete in the payments market The payments market has some specific characteristics that create challenges for achieving good competition. Payments, except in the case of cash, are basically a service for transferring information.
The bank-owned payment infrastructure is facing major changes
14/03/2024 -The bank-owned payment infrastructure is facing major changes Banks’ infrastructure needs to be modernised The Riksbank assesses that the bank-owned payment infrastructure, particularly Bankgirot, needs to be modernised and that the banks need...
The Riksbank’s responsibility for cash has been clarified
14/03/2024 -The Riksbank’s responsibility for cash has been clarified The new Sveriges Riksbank Act, which came into force on 1 January 2023, gives the Riksbank clearer and partly expanded responsibility for the cash infrastructure in Sweden. One reason for...
Payment habits from the pandemic persist
15/12/2022 -Payment habits from the pandemic persist Sweden is one of the most digital countries in the world. Nine out of ten Swedes use the internet daily and three out of four identify themselves digitally using mobile e-ID. The European Commission’s...
Trends on the payment market
15/12/2022 -Trends on the payment market In Sweden, we prefer to pay digitally and often shop online. Most people have access to Swish, and other mobile payment services are also increasingly being used, especially by younger people. The use of cash is...
The Payments Inquiry examined the need for an e-krona
14/03/2024 -The Payments Inquiry examined the need for an e-krona The Payments Inquiry was tasked with considering whether an e-krona is needed in Sweden. The inquiry’s assessment was that there is currently insufficient social need for the Riksbank to issue...
Modernisation of the payment infrastructure necessary
14/03/2024 -Modernisation of the payment infrastructure necessary The Riksbank is working to modernise its payment system RIX. As a result, more payments can now go through RIX, which improves both security and efficiency. The Riksbank is also investigating...
Important to prepare legislation prior to an e-krona
14/03/2024 -Important to prepare legislation prior to an e-krona Legislative work on a possible e-krona needs to begin now. Otherwise, the lead time for the introduction of the e-krona could be long if the Riksdag decides to authorise the Riksbank to issue...