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Cash used less and less frequently in Sweden and abroad
03/11/2021 -The use of cash has declined during the pandemic in favour of cards and digital payments. Sweden has had a low level of cash usage over several years, and the same trend is becoming increasingly clear in other countries, too. One important...
Stablecoins follow the value of another type of asset
03/11/2021 -A sub-group to crypto currencies is known as stablecoins. Their value is tied to the value of other assets, such as one or more national currencies or other financial assets. The issuers of stablecoins claim that they hold a reserve of, for...
Nordic harmonisation
03/11/2021 -Bild 1.3 Nordic harmonisation Major changes are taking place in the infrastructure for payments. There is, for instance, a Nordic bank-wide initiative, P27, which aims to build up a new Nordic payment infrastructure for clearing of payments in...
Crypto currencies are difficult to use as payment
03/11/2021 -In recent years, both the interest in and number of so-called crypto currencies has increased. There are now many different crypto currencies that are designed in different ways. Bitcoin, Ethereum and Cardano are some of the most known. The...
Need for faster and cheaper cross-border payments
03/11/2021 -By cross-border payments, we mean payments made between Sweden and other countries. This could be card payments when we are abroad, bank transfers to other countries when we make larger purchases or send gifts, and so-called remittances, when...
Crypto currencies lack consumer protection
03/11/2021 -Crypto currencies largely lack the regulation with which traditional assets, such as equity and money market funds, comply and this means that they lack consumer protection and are therefore higher risk investments. In Sweden, Finansinspektionen...
International cooperation on central bank digital currency
15/12/2022 -International cooperation on central bank digital currency An increasing number of central banks are exploring the feasibility of issuing central bank digital currencies. In order to keep pace with developments and have the opportunity to...
New structure for civil contingency planning
15/12/2022 -New structure for civil contingency planning As the geopolitical situation in Europe has deteriorated, the Government and other public authorities have been working to strengthen civil defence. On 18 May, the Government presented a reform for...
Payments Report 2021
03/11/2021 -The pandemic has given an extra boost to the digitalisation of the payment market. New actors offer fast and cheap payment solutions. At the same time, interest in crypto currencies is increasing. To meet this development, the Riksbank is...
The Riksbank contributes to increased resilience
15/12/2022 -The Riksbank contributes to increased resilience It is important that the actors in the payment system work together, both in prevention work and in dealing with various situations. The new Sveriges Riksbank Act gives the Riksbank a new...