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The Riksbank’s role in the payments market
12/03/2026 -The Riksbank’s role in the payments market The Riksbank takes a socio-economic perspective, and provides solutions and takes action where it is difficult to achieve safe, efficient and accessible payments without central government intervention.
Swedish banking sector
29/09/2026 -The statistics describe banks' activities from a Swedish perspective, i.e. on the basis of monetary financial institutions based in Sweden. The statistics show the financial assets and liabilities of banks broken down by financial instruments,...
Swedish banking groups
29/09/2026 -The statistics describe the activities of Swedish-owned banking groups, i.e. banks with parent companies in Sweden, including foreign branches and subsidiaries within the group. The statistics cover the financial assets of banking groups by...
Still problems with access to payment accounts
10/03/2025 -Still problems with access to payment accounts In last year's Payments Report, the Riksbank drew attention to the fact that some individuals and companies experience problems opening and maintaining payment accounts with banks. The Riksbank...
There are too few ways to make instant payments in Sweden
10/03/2025 -There are too few ways to make instant payments in Sweden Instant payments are account to account transfers that can be made around the clock and reach the payee’s account within seconds. In Sweden, these payments are not as common as in other...
Faster and cheaper payments between countries
10/03/2025 -Faster and cheaper payments between countries Efficient cross-border payments contribute to the credibility of the payments system and promote economic stability and growth. In a time of high migration, it is also important for people to be able...
Self-service can be effective but requires consumers to be able to pay digitally
10/03/2025 -Self-service can be effective but requires consumers to be able to pay digitally Today, many shops offer self-service via self-scanning, self-checkout or their own apps. Most often, self-service is a complement to manned checkouts. According to...
Instant payments increase efficiency
10/03/2025 -Instant payments increase efficiency Instant payments have become an increasingly important part of the payments market as the digital economy develops and consumer expectations for fast and convenient financial services grow. With instant...
Foreign payments have become more efficient but much work remains to be done
10/03/2025 -Foreign payments have become more efficient but much work remains to be done Foreign payments are often more expensive, slower and more cumbersome than domestic payments. In November 2020, the G20 countries agreed on a five-year cooperation to...