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Underlying inflation

In addition to the CPIF target variable, the Riksbank regularly analyses different measures of core inflation. Such measures can provide a pointer to how high the more persistent or permanent component of the measured inflation rate is.

Recommendation for Riksdag and Government to set up an inquiry on an e-krona

Recommendation for Riksdag and Government to set up an inquiry on an e-krona Faktaruta - The Riksbank’s recommendation Geopolitical uncertainty, digitalisation and dependence on international technology services make Sweden vulnerable to...

Cash use continues to decline

Cash use continues to decline About one in ten in-store purchases is made with cash. The percentage of people reporting that they paid with cash for their last in-store purchase declined sharply between 2010 and 2020, levelling off in the 2020s...

E-money is another form of regulated private money

E-money is another form of regulated private money E-money is another type of private money that is usually created by non-bank payment market participants, such as e-money institutions. Like money in bank accounts, e-money is a claim on the...

The Swedish payments market is almost entirely digital

The Swedish payments market is almost entirely digital The payments market in Sweden is almost entirely digital. Card payments are the most common method of payment, and more and more people are paying by mobile phone. Cash use is continuing to...

Card payments are the most accepted payment method among small businesses

Card payments are the most accepted payment method among small businesses The payment methods accepted by most businesses for customer payments are Mastercard and Visa card payments. This is followed by Swish and cash payments (see figure 5).

Security risks the main reason why businesses stopped accepting cash

Security risks the main reason why businesses stopped accepting cash Of the businesses that do not accept cash, over 40 per cent have stopped accepting it in the last five years. 40 per cent say they have never accepted cash. The main reasons...

Many companies prefer card payments but want to receive the money directly

Many companies prefer card payments but want to receive the money directly A majority of companies favour card payments based on the following three criteria (see figure 6): It must be possible for the customer to pay quickly and conveniently.

Retail CBDC – a whole new kind of money

Retail CBDC – a whole new kind of money In an increasingly digitalised society, a debate has arisen about whether the central bank needs to issue money to the public and in digital form. A retail CBDC (central bank digital currency) is a digital...