Sök

2017:2 Riksbanken stödjer Finansinspektionens förslag om ett skärpt amorteringskrav

    FINANSIELL STABILITET 2017:2  27      Förslag om skärpt amorteringskrav  FI har föreslagit att ett skärpt amorteringskrav, riktat mot  hushåll med höga skulder i relation till sin inkomst, ska  införas den 1 mars 2018. Förslaget innebär att 

prm_170524_eng_UiVb619

PRESS RELEASE SVERIGES RIKSBANK SE-103 37 Stockholm (Brunkebergstorg 11) Tel +46 8 787 00 00 Fax +46 8 21 05 31 registratorn@riksbank.se www.riksbank.se DATE: 24 May 2017 No. 12 CONTACT: Press Office, tel. +46-(0)8-787 02 00

rap_fsr1_diagram_170524_eng

Financial Stability 2017:1 Chapter 1 The current economic and financial situation 1:1 Stock market movements Sources: Macrobond and Thomson Reuters Index, 2 January 2015 = 100 1:2 Swedish stress index Note. The Swedish stress index has

rap_fsr1_pkbilder_170524_eng

Financial stability May 2017 Vulnerable financial system exposed to risks • High indebtedness – the foremost risk • Low interest rates are contributing towards high valuations • Political uncertainty and risk of weak macroeconomic

rap_fsr1_fordjupning_1_171122_eng

30  ARTICLE    Proposal for stricter amortisation requirement  FI has proposed that a stricter amortisation requirement,  aimed at households with high debts in relation to  income, be introduced on 1 March 2018. This proposal  means that new 

rap_fsr1_fordjupning_2_171122_eng

32  ARTICLE    High household indebtedness creates vulnerabilities  Over the last ten years, households’ nominal debts have  doubled and currently amount to almost SEK 4,000 billion.  260,000 households have an indebtedness that exceeds  600 per 

rap_fsr1_fordjupning_3_171122_eng

36  ARTICLE    The banks’ maturity transformation give rise to liquidity  risks  A central component of a bank’s operations is borrowing  money at short‐term maturities and then lending it at  longer maturities.68 This maturity transformation is

rap_fsr2_pkbilder_171122_eng

Financial Stability Report November 2017 The financial system is exposed to risks • Households’ high indebtedness – the greatest risk • The housing market • Uncertainty over global political and macroeconomic development Debt-to-income

New players on the mortgage market, article in the Financial Stability Report 2018_1

    FINANCIAL STABILITY 2018:1  31      The Swedish mortgage market  The Swedish mortgage stock is significant in relation to  GDP (about 70 per cent) and mortgage lending to house‐ holds amounts to about SEK 3,120 billion.66 Mortgage  lending in

Appendix to Financial Stability Report 2019_1, data